Here’s how the EMI Network is creating a hassle-free buying experience



Choose products from over 60,000+ stores

Shop online or from your favourite stores

Speed up your transaction with minimal paperwork

Pay with hassle-free No Cost EMIs

With a hyperlocal network and quick doorstep delivery from more than 60,000+ stores, the Bajaj Finserv EMI Network makes your shopping experience easy, affordable and hassle-free.

What is the EMI Network?
In a nutshell, the EMI Network is a pool of over 60,000+ stores that Bajaj Finserv has partnered with. From fashion and accessories to groceries, electronics, healthcare services and travel bookings, you can shop for just about anything from it.

As the name suggests, you can buy all these products and services on EMIs. This means that you can shop without having to compromise due to price, throwing your budget off-kilter or waiting to save up for your purchase. If you want something, you can have it in a jiffy and pay for it in easy monthly instalments.

Shop seamlessly and smartly
Whether you prefer shopping from the convenience of your home, or enjoy visiting stores, the EMI Network caters to both preferences. You can shop online at the EMI Store, or visit a store that is part of the network. Either way, you can benefit from smart shopping on EMIs.

Besides, you don’t have to spend a fortune each time you decide to shop. When you use the EMI Network Card, you benefit from No Cost EMIs. This means that you only have to repay the cost of the product or service, without paying anything extra.

Make shopping quick and easy
Let’s assume that you decide to buy a new smartphone on the EMI Store, by choosing a neighbourhood retailer that you know and trust. Not only can you place your order and pay for it online, you can also enjoy delivery to your doorstep the very same day, often in around two hours.

If you prefer talking to a salesperson by visiting a multi-brand electronics store, it’s just as quick and easy. Simply ask for easy EMIs as your payment option and walk out with your smartphone of choice in a matter of minutes.

Forget waiting for approval or filling out lengthy paperwork. It all happens instantly. Since the EMI Network Card comes with a pre-approved limit, you can make a decision about your purchase without worrying about your wallet bearing the brunt. If you are a new customer, you only have to fill out a form online and you will get a pre-approved amount via SMS. You can show this message at the store and start shopping!

Shop on the EMI Network, without a credit or debit card
You can shop on the EMI Network and benefit from No Cost EMIs without relying on a debit card or credit card. In fact, you can also pay using the Bajaj Finserv Wallet app, which is like a digital version of the EMI Network Card. With just a few taps you can pay for a product or service and shop cash-free.

So, not only does the EMI Network give you a plethora of stores to choose from, it is also gives you benefits in the form of quick delivery, an affordable payment method and an easy checkout procedure.