Engineer Loan on Property

Finance for Engineer : Loan Against Property

As a salaried engineer, you can now conveniently pay for expenses with an Engineer Loan Against Property, a personal financing option that provides you access to a large amount of funds. With loan offering funds up to ₹3.5 crore, you can meet personal expenses like wedding, home renovation, vacation and education costs or can consolidate your existing debts into one easy loan. Bajaj Finserv offers this secured loan to you if you’re a mechanical, computer science/IT, civil, chemical/ an electronics engineer or an engineer with any specialisation to meet both personal and professional funding requirements.

As a self-employed engineer running your own business, you can avail a fast, and convenient Bajaj Finserv Loan Against Property for Engineers up to ₹3.5 crore that is exclusively designed to keep your enterprise’s gears turning without pause. Avail this loan to pay for expenses of diverse nature like funding your child’s education, renovating the house, expanding your business and many more. The finance for engineers also comes with easy repayment options along with affordable interest rates. Check out other features and benefits this advance comes with.

Engineer Loan Against Property: Features & Benefits


The range of benefits available with Bajaj Finserv Engineer Loan makes it a favourable funding option for engineers.

  • Loan Amount Of High Value

    Avail up to ₹2 crore via this personal finance for engineers. Meet numerous big-ticket expenses with ease.

  • Flexi Hybrid Feature

    The Flexi Hybrid feature of the engineer loan allows you to withdraw multiple times from a pre-sanctioned loan amount. As interest is chargeable only on the amount withdrawn, it significantly reduces the EMI burden, thus making it affordable.

    Also, you can choose to pay interest-only EMIs and repay the principal amount any time before the tenure ends.

  • Fast Approval And Disbursal

    Bajaj Finserv provides fast approval and disbursal of your loan application against minimum engineer loan eligibility criteria and documents making it easily accessible when you need funds urgently.

  • A Convenient Facility Of Balance Transfer

    Balance transfer facility allows you to transfer the remaining balance of your loan against property for engineers to Bajaj Finserv at lower engineer loan interest rates. Plus, you can also avail additional finances as top up loan over and above the existing loan amount to meet any additional funding requirements.

  • A Long Tenure Of Repayment

    The option to go for a long repayment tenure of up to 18 years allows you to pay EMIs conveniently over the years, thus fitting your repayment preference.

    Multiple repayment tenure options of up to 18 years allows you choose your EMI amount with added flexibility and settle on an amount to best fit your financial requirements.

    Along with these features and benefits, Bajaj Finserv also brings a simple online application process. Check out how to apply for loan against property for engineers and apply for it to meet your big-budget funding needs.

Nature Salaried Engineers Self-Employed Engineers
Self-Employed Engineers Loan Against Property for Engineers Loan Against Property for Engineers
Usage of the Loan Meet high-cost personal purchases like wedding, home renovation, overseas education, vacation, consolidate all your credit cards and existing debts into one or use it as you like. Grow your business by increasing working capital, buying the latest machinery, clearing payments to creditors and more.
Loan Amount Loans up to ₹3.5 crore Loans up to ₹3.5 crore
Nature of the Loan Secured Secured
Loan Approval Within 4 Days Within 4 Days
Repayment Tenure 20 years 20 years
Documentation Requirement Minimum Minimum
Online Account Facility to Track your Loan Details Yes Yes
Flexible Withdrawals and Repayments with Flexi Loan facility Yes Yes

Congratulations! You have a pre-approved personal loan/top-up offer.