Personal Loan

EMI Reduction Offer

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EMI Reduction Offer

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Too many EMIs weighing down your wallet? Get an easy extension of your loan tenor for products purchased on EMI, with EMI reduction offer by Bajaj Finserv. Convert your purchases into lower EMIs over a longer tenor, at a nominal fixed interest charge.

 

Features & Benefits

  • Pay up to 45% lower EMI

    Debt consolidation

    Consolidate your debts for all products purchased on EMIs into a single loan, with just one EMI to keep track of.

  • Credit Score

    Reduction of EMI amount

    Reduce your EMI outgo by up to 70% each month, by extending the loan tenure to fit your budget.

  • Flexible tenors

    Longer repayment tenure

    Get a tenure ranging between 5 months to 18 months to split the cost of your EMIs over, and repay your loan with ease.

  • Minimal documentation

    No documentation

    Reduce EMI outflow quickly by applying online, with no additional documentation needed.

  • No Foreclosure Charges

    No Foreclosure charges

    Foreclose your loan without paying any foreclosure charges

  • No Processing Fees

    No Processing Fees

    Increase the repayment tenor of your purchases without having to pay any processing fees

  • Credit Score

    Improve your credit score

    Consistently paying your EMIs over a longer tenor will boost your credit score and keep it high

How It Works

The tables given below illustrate how the EMI reduction offer by Bajaj Finserv benefits you financially.

First, let us see the EMI amount you will need to pay on a purchase of Rs.20,000:

Existing loan outstanding amount Existing tenor Existing EMI
Rs.20,000 5 months Rs.4,000

Now, let us take a look at the revised EMI amount, after extending the tenure:

Loan amount New tenor New EMI(Inclusive of interest) Total fixed interest Reduction in EMI
Rs.20,000 10 months Rs.2,150 Rs.1,500 46%

How to Apply

To apply for EMI reduction, simply follow these steps:

  1. Click on the Check Your Offer button at the bottom of this page.
  2. Enter your mobile number and OTP that you will receive.
  3. See your pre-approved offer and accept it

OR

4. To view your offer give a missed call on 783 599 4999

That’s all! You shall then get a message regarding the approval of your offer.

Other Information