The Bajaj Finserv EMI Network Card is a digital payment instrument that can be used to purchase more than a million products across 1 lakh+ stores in more than 1,900 cities in India. It also comes with a pre-approved loan offer of up to Rs. 4 Lakh which you can use to shop online from the Bajaj Finserv EMI Store on No Cost EMI. You can also walk into a partner store like Big Bazaar, Shoppers Stop or Max Fashion or shop from an e-commerce partner like Amazon or Flipkart and purchase your favourite items on No Cost EMI.
Now purchase big-ticket items without worrying about the costs involved, thanks to Bajaj Finserv EMI Network Card. Enjoy a seamless shopping experience with the Bajaj Finserv EMI Store where you can buy smartphones and electronic appliances like LED TV, washing machine, air conditioners and much more. The online store offers unique benefits like same day delivery, zero down payment and No Cost EMI.
You can also walk into any of our 1 lakh+ partner stores, such as Croma, Vijay Sales, or Big Bazaar, or visit an e-commerce partner like Amazon or Flipkart, and purchase your favourite product on No Cost EMIs. You can then repay the amount in convenient monthly instalments, without having to incur any additional charges like interest rates or processing fees.
Apart from the benefit of converting all your product purchases into smaller and easily payable EMIs, here’s a look at some of the other features and benefits of a Bajaj Finserv EMI Network Card:
Apart from letting you convert your purchases into easy EMIs, the Bajaj Finserv EMI Network Card also boasts of a myriad other features and benefits. Below are some of the major features and benefits of using the EMI Network Card.
Use the EMI Network Card to shop for smartphones, LED TV, washing machine, air conditioner and much more on Bajaj Finserv EMI Store. Shop from the comfort of your home at No Cost EMI. Avail benefits like same-day delivery, zero down payment, doorstep demo, and much more. You can also shop from top e-commerce platforms such as Amazon, Flipkart, etc.
You can get Insta EMI Card in just 3 easy steps with a 100% digital process and your card gets activated instantly.
Repaying for your product is easy with flexible tenors ranging from 3 – 24 months.
You do not have to submit any documents to get your digital Insta EMI Card. If you’re availing the card offline, you have to submit some minimal documents.
Use the Insta EMI Card to shop for all your favourite gadgets and electronic appliances from our partner stores such as Vijay Sales, Croma, Reliance Digital, etc. You can also shop for furniture, gym equipment, professional courses, and much more on EMI from our lifestyle partners.
You don’t have to worry about carrying your card everywhere, get easy access to it with your Bajaj Finserv Wallet app.
There will be no charges if you foreclose your loan after paying your first EMI.
Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.
The eligibility criteria to get an EMI Network Card is simple:
You should be between 21 to 60 years of age
You must have a regular source of income
You can apply for a Bajaj Finserv EMI Network Card online as well as offline.
To get your Insta EMI Card online, all you have to do is follow the below 3 steps:
Check your pre-approved offer
Share a few basic details and check the pre-approved limit on your Insta EMI Card.
Verify your KYC
Verify your KYC via OKYC or CKYC.
• Offline KYC (OKYC) involves an online submission & verification of your Aadhar number
• CKYC involves validation of your personal details pre-registered with CKYC
Make the payment
Pay a joining fee of Rs. 567.
Your Insta EMI Card gets instantly activated on the Bajaj Finserv Wallet App.
To get the Bajaj Finserv EMI Network Card offline, all you need to do is:
The Bajaj Finserv EMI Network Card is a payment system service that offers you a loan up to Rs.2 lakh . You can use the Bajaj Finserv EMI Network Card to shop for your favourite products such as electronics, appliances, groceries, clothes, and 1 million+ other products.
A fully digital application process, allows pre-approved customers to get their Insta EMI Card in just 3 easy steps and activate their card on the Bajaj Finserv Wallet app in an instant.
1) CKYC validation is done by entering your PAN and mobile number or date of birth.
2) OKYC validation is done by entering your Aadhaar no and validating the same with captcha, OTP and share code.
You can pay only the cost of your product over a convenient tenor as your EMI amount and nothing more. When it comes to the interest rate on your purchase on EMI, you may or may not have to pay a nominal interest. This may depend on the product you purchase on the EMI Network.
Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card.
The EMI Network Card loan limit depends on multiple factors such as your CIBIL Score, income level, and repayment capacity. Bajaj Finserv reviews their customers’ Bajaj Finserv Insta EMI Card loan limit every quarter, you can increase your card’s limit by maintaining a good repayment history.
Using the Bajaj Finserv EMI Network Card you can purchase home appliances such as washing machine, AC, refrigerator, water purifier, air cooler, etc, and convert the price of your purchase into easy EMIs.
You can use the Bajaj Finserv EMI Network Card to purchase electronic appliances such as mobile phones, laptops, TVs, etc. on easy EMIs.
There’s no minimum amount to make a purchase using the Bajaj Finserv EMI Network Card. You can shop for your favourite products and convert the cost of your purchase into easy EMIs.
EMI Store of Bajaj Finserv