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Bajaj Finserv EMI Network Card

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The Bajaj Finserv EMI Network Card is a digital payment instrument that can be used to purchase more than a million products across 1 lakh+ stores in more than 1,900 cities in India. It also comes with a pre-approved loan offer of up to Rs. 4 Lakh. Simply walk into a partner store like Big Bazaar, Shoppers Stop or Max Fashion or visit an e-commerce partner like Amazon or Flipkart and purchase your favourite items on No Cost EMI.

Now purchase big-ticket items without worrying about the costs involved, thanks to the Bajaj Finserv EMI Network Card. The EMI Network Card comes with a pre-approved loan of up to Rs. 4 lakh, and you can purchase any product, whether it is an LED TV, laptop, groceries or even your gym membership with zero down payment. All you have to do is walk into any of our 1 lakh+ partner stores, such as Croma, Vijay Sales, or Big Bazaar, or visit an e-commerce partner like Amazon or Flipkart, and purchase your favourite product on No Cost EMIs. You can then repay the amount in convenient monthly instalments, without having to incur any additional charges like interest rates or processing fees.

This Diwali, shop on the Bajaj Finserv EMI Network and unlock incredible offers on your purchase. Get a cashback of up to Rs. 3,000 on the latest smartphones and benefits of up to Rs. 16,000 on home appliances.
 

Bajaj Finserv EMI Network Card - Feature and Benefits

 
Apart from the benefit of converting all your product purchases into smaller and easily payable EMIs, here’s a look at some of the other features and benefits of a Bajaj Finserv EMI Network Card:

Apart from letting you convert your purchases into easy EMIs, the Bajaj Finserv EMI Network Card also boasts of a myriad other features and benefits. Below are some of the major features and benefits of using the EMI Network Card.

  • Pre-approved loans up to Rs. 2 lakh

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    The Bajaj Finserv Insta EMI Card comes with a pre-approved loan of up to Rs. 2 lakh that you can use across any of Bajaj Finserv’s 1 lakh+ partner stores in more than 1,900 cities.

  • Online application with Bajaj Finserv Insta EMI Card

    You can get Insta EMI Card in just 3 easy steps with a 100% digital process and your card gets activated instantly.

  • Assured cashback of Rs. 500

    Get an assured cashback of Rs. 500 on successful digital activation of the card.

  • Flexible tenors

    Repaying for your product is easy with flexible tenors ranging from 3 – 24 months.

  • Minimal documentation

    You do not have to submit any documents to get your digital Insta EMI Card. If you’re availing the card offline, you have to submit some minimal documents.

  • Easy offline shopping

    Use the Insta EMI Card to shop for all your favourite gadgets and electronic appliances from our partner stores such as Vijay Sales, Croma, Reliance Digital, etc. You can also shop for furniture, gym equipment, professional courses, and much more on EMI from our lifestyle partners.

  • Easy Online Shopping

    Use the Insta EMI Card to shop for gadgets, appliances, groceries, lifestyle products, apparels and much more on EMI from top e-commerce platforms such as Bajaj Finserv Markets, Amazon, Flipkart, etc.

  • Easy access

    You don’t have to worry about carrying your card everywhere, get easy access to it with your Bajaj Finserv Wallet app.

  • Nil foreclosure charges

    There will be no charges if you foreclose your loan after paying your first EMI.

  • Note: The Bajaj Finserv EMI Card is now called Bajaj Finserv EMI Network Card.

Bajaj Finserv EMI Network Card Eligibility

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The eligibility criteria to get an EMI Network Card is simple:

  • You should be between 21 to 60 years of age

  • You must have a regular source of income

How to Apply for Bajaj Finserv EMI Network Card

You can apply for a Bajaj Finserv EMI Network Card online as well as offline.

To get your Insta EMI Card online, all you have to do is follow the below 3 steps:

  1. Check your pre-approved offer
    Share a few basic details and check the pre-approved limit on your Insta EMI Card.

  2. Verify your KYC
    Verify your KYC via OKYC or CKYC.
    • Offline KYC (OKYC) involves an online submission & verification of your Aadhar number
    • CKYC involves validation of your personal details pre-registered with CKYC

  3. Make the payment
    Pay a joining fee of Rs. 567.
    Your Insta EMI Card gets instantly activated on the Bajaj Finserv Wallet App.

 

To get the Bajaj Finserv EMI Network Card offline, all you need to do is:

  1. Visit nearby EMI Network partner store
  2. Choose your favourite product to buy
  3. Get assistance from the store representative and opt for in-store financing
  4. Submit basic documents to set up your EMI Network Card

Bajaj Finserv EMI Network Card: FAQs

What is the Bajaj Finserv EMI Network Card?

The Bajaj Finserv EMI Network Card is a payment system service that offers you a loan up to Rs.2 lakh . You can use the Bajaj Finserv EMI Network Card to shop for your favourite products such as electronics, appliances, groceries, clothes, and 1 million+ other products.

How can I get my Insta EMI Card?

A fully digital application process, allows pre-approved customers to get their Insta EMI Card in just 3 easy steps and activate their card on the Bajaj Finserv Wallet app in an instant.

What are the benefits of activating my Insta EMI Card?

After activating your Insta EMI Card, cashback of Rs. 500 will be credited to your Bajaj Finserv Wallet app.

How do I validate myself with C-KYC and O-KYC to activate my Insta EMI Card instantly?

1) CKYC validation is done by entering your PAN and mobile number or date of birth.

2) OKYC validation is done by entering your Aadhaar no and validating the same with captcha, OTP and share code.

What is the interest rate of Bajaj Finserv EMI Network Card?

You can pay only the cost of your product over a convenient tenor as your EMI amount and nothing more. When it comes to the interest rate on your purchase on EMI, you may or may not have to pay a nominal interest. This may depend on the product you purchase on the EMI Network.

Can I withdraw money from my Bajaj Finserv EMI Network Card?

Unfortunately, you cannot withdraw money from an ATM and other platforms with your Bajaj Finserv EMI Network Card.

How can I increase my EMI Network Card’s limit?

The EMI Network Card loan limit depends on multiple factors such as your CIBIL Score, income level, and repayment capacity. Bajaj Finserv reviews their customers’ Bajaj Finserv Insta EMI Card loan limit every quarter, you can increase your card’s limit by maintaining a good repayment history.

What home appliances I can buy using Bajaj Finserv EMI Network Card?

Using the Bajaj Finserv EMI Network Card you can purchase home appliances such as washing machine, AC, refrigerator, water purifier, air cooler, etc, and convert the price of your purchase into easy EMIs.

What are the electronic appliances that I can buy using Bajaj Finserv EMI Network Card?

You can use the Bajaj Finserv EMI Network Card to purchase electronic appliances such as mobile phones, laptops, TVs, etc. on easy EMIs.

What should be the minimum amount to make a purchase using a Bajaj Finserv EMI Network Card?

There’s no minimum amount to make a purchase using the Bajaj Finserv EMI Network Card. You can shop for your favourite products and convert the cost of your purchase into easy EMIs.

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