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Electronics on EMI

Shop on easy EMIs on the EMI Network. Think It.Done


With the Bajaj Finserv EMI Network, everything is on easy EMIs. Buy the latest television, refrigerator, washing machine, laptop, smartphone and much more from top brands to make your home more comfortable. All you have to do is pay a nominal processing fee at the time of purchasing, and divide the actual price of your buys into easy EMIs.

1 Crore+


1 million+






Features and Benefits

Loans up to Rs. 4 lakh

Get a loan up to Rs. 4 lakh to buy the latest electronics on easy EMIs only on the EMI Network.

Flexible EMI tenor

When you buy something on the EMI Network, you can choose a repayment tenor that fits your budget the best, up to a maximum of 24 months.

EMI Card Image

EMI Card

The Bajaj Finserv EMI Card helps you buy the latest electronics on easy EMIs with a simple swipe.

Instant approval

Waiting for days to get an approval is a thing of the past. Fill an online form or talk to our in-store representatives for instant loan approval.

Nil foreclosure charges

If you choose to foreclose your loan any time after the first EMI is paid, you can do so without any additional charges.

Minimal documents required

The documents required to buy electronics on the EMI Network are minimal. They include an address proof, a photo ID, a photograph, and a cancelled cheque.

Access to an online account for customers

Everything about your loan, from the amount due, payment schedule, interest certificates, is easily available online.

How to shop

Buying electronics on the EMI Network is easy and hassle-free.

With an EMI Card:

Step 1: Walk into our partner store
Step 2: Swipe your EMI Card
Step 3: Walk out with your purchase

Without an EMI Card:

Step 1: Apply for instant approval by filling up a form online
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works


An individual between 21 and 60 years of age


Regular source of income


KYC documents (government issued photo ID proof and residence proof)


One cancelled cheque


One passport size photograph


ECS mandate duly signed

(Above documents are applicable to those shopping without an EMI Card)

Processing fees varies from product to product purchased on the EMI Network.


Starting at Rs.749, processing fees varies according to the services you avail.


Smartphones, laptops, tablets: Rs. 749


Camera: Rs. 767

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Frequently Asked Questions

How can I buy Electronics on EMI?

Electronics can be bought on easy EMIs on the Bajaj Finserv EMI Network. Loan can be availed equivalent to the cost price of your favourite television, refrigerator, washing machine, laptop or smartphone and dividing the same in EMIs without any extra cost.

Where in India can I avail Electronics on EMI facility?

We are currently offering Electronics on EMI Network in over 950+ cities in India. To find out our partners in your city, visit the store locator section on this page.

How can I avail of this loan?

Once you have decided on the Electronic Product that you wish to purchase, all you have to do is to walk into any of our partner store, contact our representative and he/she will take you through the whole process of availing this loan. If you already have an EMI Card, you can swipe it to avail the loan. It's quick, easy and simple.

What are the features and benefits of Electronics on EMI Finance?

Please check the section on Features and Benefits on this page.

What documents do I need to submit to procure this loan?

Please check the section of documents on this page.

How do I get loan related documents such as NOC, Statement of Accounts and other related documents?

Just call our customer care number 020 – 3957 5152 (Call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.

What is the rate of interest payable on availing Electronics on EMI Network?

Electronics can be bought on easy EMI’s without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.