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Beauty, Health ,Groceries

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Beauty-Health-Groceries

What if you could buy a month's worth of groceries or pay for your beauty treatment and healthcare needs - without having to pay for them all at once? Now, with the Bajaj Finserv EMI Network, you can take care of all your beauty and healthcare needs, from eye treatment to cosmetic surgery and groceries from milk to eggs to vegetables to staples like flour and rice, on easy EMIs.

1 Crore+

Members

1 million+

Products

90+

Cities

2,100+

Stores

Features and benefits


Loans up to Rs. 4.5 lakh

With a loan of up to Rs. 4.5 lakh, you can convert your purchases into easy EMIs only on the Bajaj Finserv EMI Network.

Instant approval

Waiting for days to get an approval is a thing of the past. Fill an online form or talk to our in-clinic representatives for instant loan approval.

Flexible EMI tenor

Choose a repayment tenor that matches your budget, up to a maximum of 12 month

EMI Card Image

EMI Card

If you have a Bajaj Finserv EMI Card, avail these services with just a simple swipe.

Nil foreclosure charges

You can foreclose your loan at any time after you have paid the first EMI, without having to pay any additional foreclosure charges.

Treatments covered

Eye care, dental care, IVF and maternity care, bariatric surgery, laparoscopy, stem cell, hair restoration, sliming & beauty care, hearing aid, knee replacement, general surgery and diagnostic care.

How to apply

With an EMI Card:
Step 1: Walk into our partner store or clinic
Step 2: Swipe your EMI Card
Step 3: And avail the services

Without an EMI Card (not applicable on beauty services and groceries):
Step 1: Apply for instant approval by filling up a form online
Step 2: Show the SMS of your pre-approved loan amount at our partner clinic
Step 3: And avail the services

How It Works

1.

An individual between 21 and 60 years of age

2.

Regular source of income

1.

KYC documents (government issued photo ID proof and residence proof)

2.

One cancelled cheque

3.

One passport size photograph

4.

ECS mandate duly signed
(Above documents are applicable to those shopping without an EMI Card)

Charges may vary depending on partner and the service.

1.

Eye care, Bariatric surgery, Laproscopy, Hair restoration and others: Rs. 767

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Top Partners

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FIND A STORE NEAR YOU

Frequently Asked Questions

How can I buy beauty products, groceries or avail health care services on EMI?

You can simply avail a loan equivalent to the price of the beauty product, groceries you wish to buy or the health care services you wish to avail and the same will be divided in EMIs without any extra cost.

What should I do to avail this loan?

It’s quick, easy and simple. All you have to do is swipe you EMI Card at our partner stores or clinics for the products you want to buy or the services you want to avail. If you do not have an EMI Card, our representative at the store or clinic will take you through the process of availing a loan for it.

Where in India can I buy beauty products, groceries or avail health care services on EMI?

Over 1 million+ products across 43,000+ stores in over 950+ cities in India are on EMI Network. To find out where you can purchase beauty products and groceries or avail health care services in your city, visit the store locator section on this page.

Do I make any down payment when I transact on EMI Network?

Down payment amount depends on the product you are planning to purchase or the service you are planning to avail. Medical treatments or health care services involve a nominal down payment. Products like beauty products and groceries do not involve the same. The amount also depends on our partner store where you will be transacting.

Do I get any discounts/offers with the EMI Card?

Yes, you will be eligible for various offers at our partner stores or clinics from time to time. You can view these offers on our website, Bajaj Finserv wallet or check in the store.

Please check the section of Documents on this page.

Over 1 million+ products across 43,000+ stores in over 950+ cities in India are on EMI Network. To find out where you can purchase beauty products and groceries or avail health care services in your city, visit the store locator section on this page.

How do I get loan related documents such as NOC, Statement of Accounts and any other related documents?

Simply call our customer care number 020 – 3957 5152 (Call charges applicable). Alternatively, you can log onto your account on the Customer Portal and download the necessary documents.

What is the rate of interest payable?

Beauty products, groceries or health care services can be availed on easy EMIs without any extra cost. Your purchase amount is divided into monthly installments at no additional cost.