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Appliances on EMI

Shop on easy EMIs on the EMI Network. Think It.Done

Appliances on EMI

Kitchen and home appliances with advanced features and technology make your home life smoother and more comfortable. Upgrade your kitchen appliances, or buy essential appliances like inverters and purifiers for your home, with Bajaj Finserv’s EMI Network, and convert the price of your purchase into easy EMIs. Just pay a nominal processing fee to convert your appliance price into easy EMIs.

1 Crore+


1 million+






Features and Benefits

Loans up to Rs. 4 lakh

Upgrade your home with the latest appliances with a loan of up to Rs.4 lakh

Flexible EMI tenor

Shop for a minimum of Rs. 5000 and convert your purchases into no cost EMIs for a tenor of up to 5 months.

Instant approval

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the appliances of your choice.

EMI Card Image

EMI Card

The Bajaj Finserv EMI Card helps you buy the latest appliances on easy EMIs with a simple swipe.

Minimal documentation

Just submit a photo ID, an address proof, and a cancelled cheque to convert your purchase into EMIs.

Nil foreclosure charges

If you choose to foreclose your loan any time after the first EMI is paid, you can do so without any additional charges.

Exciting offers

1000+ offers available on appliances across our partner stores.

How to shop

Buying appliances on the EMI Network is easy and hassle-free.

With an EMI Card:

Step 1: Walk into our partner store
Step 2: Swipe your EMI Card
Step 3: Walk out with your purchase

Without an EMI Card:

Step 1: Apply for instant approval by filling up a form online
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase.

How It Works


An individual between 21 and 60 years of age


Regular source of income.


KYC documents (government issued photo ID proof and residence proof)


One cancelled cheque


One passport size photograph


ECS mandate duly signed
(Above documents are applicable to those shopping without an EMI Card)

Processing fees varies from product to product purchased on the EMI Network.


Refrigerator, Air Conditioner, Microwave: Rs. 549


Washing Machine: Rs. 649

Hot Offers

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Frequently Asked Questions

How can I buy appliances on easy EMIs?

Appliances can be bought on easy EMIs in the following ways - 1. With EMI Card: Simply swipe and buy with your EMI Card without having to gather another set of documents or go through the process of applying for a loan. 2. Without EMI Card: Visit any of partner stores and contact our in-store representative. Fill an application form and submit the required documents. (ID, address and cancelled cheque). Choose your product and EMI option suitable for you.

Which appliances can I purchase on easy EMIs?

All your favourite appliances including – Refrigerators, washing machines, air conditioners, microwaves, air purifiers, water purifiers and many more can be purchased on easy EMIs through the Bajaj Finserv EMI Network.

Where in India can I shop for appliances on easy EMIs?

You can shop for appliances on the EMI Network in over 950+ cities across India. Some of our partners include – Vijay Sales, Reliance Digital and Croma etc. To locate a partner store in your city, check our store locator section on this page.

How can I avail of this loan?

Walk into any of our partner stores, contact our representative and enquire about offers/schemes on the product of your choice. He/she will then take you through the process of availing a loan through the EMI Network. If you have an EMI Card, simply swipe and take home the product of your choice.

What are the features and benefits of shopping for appliances on the EMI Network?

Please visit the ‘Features and Benefits’ section on this page for details.

What documents do I need to submit to procure this loan?

Please visit the ‘Documents’ section on this page for details.

How do I get documents such as NOC, Statement of Accounts and other related documents?

Get in touch with us on 020 39575152 and our representative will help you with this. Alternatively, you can log in to your Experia account (our customer portal) and download the necessary documents.

What is the applicable interest rate on availing appliances on the EMI Network?

Products can be bought on easy EMIs without any extra cost. Your purchase amount is divided directly into monthly installments at no additional cost.

Can I foreclose the loan, and what is the procedure to do so?

Yes, you can foreclose you loan after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on [email protected] and we will help you with the process.

Are there any charges for foreclosing the loan?

There are absolutely no charges or penalty for foreclosing your loan.