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Air Conditioners on easy EMIs

Shop on easy EMIs on the EMI Network
PRE-APPROVED OFFERS

Air Conditioners

Make your home more comfortable by buying the latest air conditioner on the Bajaj Finserv EMI Network. Choose from brands like Samsung, Hitachi, Daikin, LG, Godrej, and more, and bring home a brand-new AC on easy EMIs.

Features and benefits

Loans up to Rs.4 lakh

To buy the latest air conditioners and other appliances on the EMI Network you can get a loan of up to Rs. 4 lakh.

Flexible repayment tenor

An air conditioner bought on the EMI Network gives you flexible repayment tenors. You can choose the repayment tenor that suits your budget, up to a maximum of 24 months.

Instant approvals

Fill an online form or talk to our in-store representatives for instant loan approval to purchase the Air Conditioner of your choice.

Minimal documents required

To buy an air conditioner on easy EMIs, you need to submit only a few documents like address proof, a photo ID, and a cancelled cheque.

EMI Card Image

EMI Card

The Bajaj Finserv EMI Card helps you buy the latest Air Conditioner and other electronics on easy EMIs with a simple swipe.

Nil foreclosure charges

You can choose to foreclose the loan any time. Bajaj Finserv doesn't levy any additional fee when you foreclose the loan.

Access to an online account

All your loan details, like the amount due, the payment schedule, and the interest certificates, are easily available on an online account.

How to shop

Buying Air Conditioners on the EMI Network is easy and hassle-free.
At our partner stores
You can use the Bajaj Finserv EMI Network Card to buy products at our partner stores as well as at the Bajaj Finserv EMI Store.

With an EMI Network Card:
Step 1: Walk into our partner store
Step 2: Swipe your EMI Network Card
Step 3: Walk out with your purchase
On the Bajaj Finserv EMI Store
Step 1: Visit the EMI Store and select your city
Step 2: Select the product you want to buy
Step 3: Login via Experia and select a suitable EMI option
Step 4: Your product will be delivered to you within 24 hours
Without an EMI Card:
Step 1: Apply for instant approval by filling up a form online or visit our partner store for availing a loan
Step 2: Show the SMS of your pre-approved loan amount at our partner store
Step 3: Walk out with your purchase

How it works

• An individual between 21 and 60 years of age

• Regular source of income

KYC documents (government issued photo ID proof and residence proof)

One cancelled cheque

One passport size photograph

ECS mandate duly signed (Above documents are applicable to those shopping without an EMI Card)

• Starting at Rs.749, processing fees varies from model to model of the air conditioner.

Top partners

FIND A STORE NEAR YOU

Frequently Asked Questions

Where in India can I shop for air conditioners on easy EMIs?

You can shop for appliances on the EMI Network in over 950+ cities across India. Some of our partners include – Vijay Sales, Reliance Digital and Croma etc. To locate a partner store in your city, check our store locator section on this page.

How can I avail of this loan?

Walk into any of our partner stores, contact our representative and enquire about offers/schemes on the product of your choice. He/she will then take you through the process of availing a loan through the EMI Network. If you have an EMI Card, simply swipe and take home the product of your choice.

What are the features and benefits of shopping for air conditioners on the EMI Network?

Please visit the ‘Features and Benefits’ section on this page for details.

What documents do I need to submit to procure this loan?

Please visit the ‘Documents’ section on this page for details.

How do I get documents such as NOC, Statement of Accounts and other related documents?

Get in touch with us on 020 39575152 and our representative will help you with this. Alternatively, you can log in to your Experia account (our customer portal) and download the necessary documents.

What is the applicable interest rate on availing air conditioners on the EMI Network?

Products can be bought on easy EMIs without any extra cost. Your purchase amount is divided directly into monthly installments at no additional cost.

Can I foreclose the loan, and what is the procedure to do so?

Yes, you can foreclose you loan after 6 months from the loan disbursement date. Just walk into one of our branches or contact us on [email protected] and we will help you with the process.

Are there any charges for foreclosing the loan?

There are absolutely no charges or penalty for foreclosing your loan.