Electronic Stationary Insurance

Electronic stationery brings a lot of convenience in our lives. In case there is a breakdown to any of these devices, it can affect your official work and result in significant repair costs. Hence, getting your electronic stationery insured for any accidental damage, robbery, or fire will safeguard you against any financial loss.

Bajaj Finserv offers Electronic Stationery Insurance that covers a wide range of devices such as printers, scanners, photo copiers, calculators, digital planners and more.

• Features and Benefits

• 

  High Coverage At Minimal Premium

  A minimum premium of Rs. 799 provides you with a coverage up to Rs. 20,000.

• 

  Flexibility To Choose Payment Mode

  Enjoy the flexibility to choose a payment method based on your convenience. A choice of multiple payment options such as UPI payment, mobile wallets, bank transfer, and credit card/debit card payment are available.

• What Is Covered Under Electronic Stationary Insurance?

• 

  Standard Fire And Special Perils Cover

  Any damage to your electronic stationery because of accidental fire, explosion/implosion, floods, lightning, riots, bursting of pipes, or any other perils mentioned in the policy document are covered.

• 

  Burglary and Robbery Cover

  Any loss or damage due to robbery or burglary is covered under Electronic Stationery Insurance. However, to qualify for this benefit, the stationery device should be at the insured premises as listed on the Insurance Certificate.

• 

  Accidental Damage Cover

  Any accidental damage to the electronic stationery will be covered under this insurance policy. You can also claim any repair or replacement costs if the stationery device was in your possession at the time of the accident.

• 

  Breakdown Cover

  In case of a breakdown due to mechanical or electrical issues, you can get coverage for the repair and replacement expenses.
  
  The coverage is only as per the invoice value subject to a maximum amount of sum insured.
  
  For more information on the terms and conditions of coverages, please click here.

• What Is Not Covered Under Electronic Stationary Insurance?

• 

  Damage Due To Pollution

  If any damage or loss is caused due to pollution or contamination, then such losses will not be covered under this policy.

• 

  Delayed Insurance Application

  In case the application for insurance is not made within 30 days from the date of purchase of the electronic stationery item, then it will not be covered. The original invoice date will be considered as the purchase date of the item.

• 

  Deductibles Applicable

  The deductible of the first 5% of each claim amount is subject to a minimum of Rs. 1,000 for sum insured up to Rs. 20,000, or Rs. 2,000 for sum insured more than Rs. 20,000 up to Rs. 50,000.
  This is applicable unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

• 

  Damage Due To Terrorism

  Any loss, damage or destruction of the electronic stationery due to an act of terrorism will not be covered under this policy.
  
  For more information on the terms and conditions of coverages and exclusions, please click here.

Buying insurance for your electronic stationery is simple and quick. Just visit our website, provide your details, and pay the premium.

You can place a claim for Electronic Stationery Insurance by informing the Customer Experience team within 24 hours and submitting these documents:

• Invoice or bill copy
• Duly filled claim form
• FIR copy- in case of burglary or theft
 

The Customer Experience team is available to serve you via:

• Customer service website
• Toll free number: 1800 209 5858
• Email: bagichelp@bajajallianz.co.in
• Mailing address: Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006
 

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”