E-Home Loan Eligibility Criteria

For Salaried Individuals

E-Home Loan eligibility criteria for salaried individuals are*:

  • Should be a residing citizen of India.
  • Should be between 23 and 62 years of age.
  • Should be a salaried individual with work experience of at least 3 years

*Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

For Self-employed Individuals

E-Home Loan eligibility criteria for self-employed individuals are**:

  • Should be a resident of India.
  • Should be between 25 and 70 years of age.
  • Should be a self-employed individual with at least 5 years of continuity in current business

**Please note that the list of eligibility mentioned is indicative. Terms and Conditions Applied.

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Documents Required for E-Home Loan

The documents* required to apply for a Bajaj Housing Finance E-Home Loan are:
 
  • KYC documents (address and identity proofs)Photograph
  • Form 16 or latest salary slips (for salaried individuals)/ TR Document and P&L Statement of last 2 years (for self-employed individuals)
  • Bank account statements of the previous 6 months
  • Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)
**Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.