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Dysentry Water-Borne Infections (Hospitalisation) Cover

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Dysentery is a quickly contractable disease that claims the lives of millions each year. To treat dysentery infections, you need proper care and treatment. However, sometimes dysentery treatments require hospitalization, which can strain your household expenses.
FlexiCare Group Insurance Policy - Dysentery Water-Borne Infections (Hospitalization) cover from Manipal Cigna Health Insurance offers you coverage if the policyholder requires hospitalization due to water-borne dysentery infections.

Plan Details

Sum Insured up to

Premium (including GST) 

Rs. 1 lakh

Rs. 964

Rs. 2 lakh

Rs. 1009

Rs. 3 lakh

Rs. 1059

Eligibility: You are eligible for Dysentery Water-Borne Infections (Hospitalization) cover if you are between 18 and 65 years of age, as on the last birthday.


Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    In-patient Hospitalization

    If during the policy year, the insured person suffers an Illness and that solely and directly results in the hospitalization of the Insured Person, the reasonable and customary charges will be paid for the following medical expenses provided that the purpose of hospitalization is to avail medically necessary treatment of the insured person and admission date of hospitalization is within the policy year.

  • Money-in-bank

    Pre-hospitalization (15 days)

    Pre-hospitalization medical expenses will be paid to cover expenses that are incurred immediately before the policyholder is hospitalized subject to the Sum Insured. The expenses are paid as per the limits as specified in the policy schedule or certificate of insurance. Given that the claim should be admissible under ‘Hospitalization Cover’ by the insurer. The pre-hospitalization medical expenses should be related to the same illness. The date of admission to the hospital for this benefit will be the date of the first admission of the policyholder to the hospital for the illness.

  • Money-in-bank

    Post-Hospitalization (15 days)

    Post-hospitalization medical expenses are paid to cover the charges incurred post-discharge of the policyholder from the hospital immediately. These are paid up to the limits as specified in the policy schedule or certificate of insurance. The claim must be admissible under ‘Hospitalization Cover’ by the insurer. The post-hospitalization medical expenses should be related to the same illness. The date of discharge from the hospital for this benefit will be the date of the last discharge of the policyholder from the hospital concerning the illness.

What is Not Covered / Exclusions

  • Hospitalization with a duration of less than 48 hours
  • Hospitalization due to reasons other than Dysentry due to water borne diseases.
  • Pre-existing diseases

*For a complete list of exclusions, please refer to the policy wordings.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email: servicesupport@manipalcigna.com
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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