Overview
The Bajaj Finserv MCP Server gives Claude secure, read-only access to your own Bajaj Finserv account. Once connected, Claude can look up your loans, dues, Flexi limits and Insta EMI Card, and answer product questions from Bajaj Finserv’s approved knowledge base.
Read-only by design
Every tool only reads data. Nothing can be paid, changed, cancelled or withdrawn through the connector.
Your login, on our domain
You sign in on a Bajaj Finserv page with your mobile number and OTP. Your credentials are never shared with Claude.
Only what is needed
Tools return just the fields that answer your question. PAN, Aadhaar, CKYC and full card numbers are never sent.
Plain-language answers
Ask the way you would ask a person. Claude picks the right tool and explains the figures it gets back.
What you can ask
A few examples of questions the connector can answer once you are signed in.
Your loans
“What loans do I have with Bajaj Finserv?”
“What is my outstanding balance on my personal loan?”
“When is my next EMI due and how much is it?”
Dues and charges
“Do I have any overdue amount?”
“Are there any bounce charges on my loan?”
“How much have I repaid so far?”
Flexi loans
“How much can I withdraw from my Flexi loan?”
“What was my last withdrawal?”
Insta EMI Card
“How much limit is left on my EMI card?”
“Show me my EMI card.”
“What have I bought on my EMI card?”
Product questions
“Are there foreclosure charges on a gold loan?”
“What happens if I miss an EMI?”
“Is part payment allowed on a Flexi loan?”
Your profile
“What details do you have on file for me?”
“Which email and mobile number are registered?”
Set up in Claude
Connecting takes about a minute. You need a Bajaj Finserv account and access to your registered mobile number for the OTP.
- Open Connectors in ClaudeIn Claude, go to Settings, then Connectors. Find Bajaj Finserv in the directory, or choose Add custom connector.
- Add the server URLIf you are adding it as a custom connector, paste the server URL exactly as shown above, then select Add.
- Sign in with your mobile numberSelect Connect. A Bajaj Finserv sign-in page opens. Enter your registered mobile number and the OTP sent to it.
- Approve accessReview the access request and approve it. You return to Claude with the connector switched on.
- Start askingStart a new chat and ask a question such as “What loans do I have?”. Claude may ask your permission before it calls a tool the first time.
To disconnect at any time, go to Settings, then Connectors in Claude and select Disconnect next to Bajaj Finserv. This ends Claude’s access straight away.
Available tools
The server exposes 11 tools. All of them are read-only. Claude chooses which to call based on your question, so you never need to name a tool yourself.
| Tool | What it returns | Input |
|---|---|---|
| customer_details | Your profile: name, date of birth, gender, city, state, PIN code, mobile and email | None |
| customer_relations | Every loan and EMI card you hold, with status, next EMI, missed EMIs and overdue amount | None |
| loan_summary | One loan’s EMI, principal outstanding, interest rate, tenure and maturity date | Loan account number |
| loan_dues | What is owed and overdue on one loan, penalties and bounce charges, amount repaid, and part-payment limits | Loan account number |
| loan_flexi | Flexi loan withdrawal limits, utilised limit and recent drawdowns and part payments | Loan account number |
| emi_card_details | Your Insta EMI Card: masked number, status, credit and available limit, expiry, and purchases made on it | None |
| show_emi_card | Displays your EMI card as a visual card inside the chat, where the client supports it | None |
| product_faq | Approved answers to frequently asked questions across products | Question, optional product |
| product_info | Detailed passages from one product’s own knowledge document | Product, question |
| product_master_list | The list of Bajaj Finserv products and product types the other tools accept | Optional search text |
| product_constraints | The rules for one product: which charges apply, and whether part payment, foreclosure, drawdown and certificates are available | Product |
Every tool is marked read-only and non-destructive, and returns a typed, validated response.
Sign-in and security
Bajaj Finserv runs its own authorisation server. There is no third-party identity provider, and no Bajaj Finserv secrets are shared with Claude or Anthropic.
OAuth 2.1 with PKCE
Industry-standard authorisation with single-use, short-lived codes that cannot be replayed.
Credentials stay with us
Your Bajaj Finserv session stays on our servers. Claude only receives a reference to it, never your credentials.
Tokens bound to one server
Each access token works only for the Bajaj Finserv MCP Server and is rejected anywhere else.
Sessions expire
For your safety, sessions are short-lived. When one ends, Claude will ask you to sign in again with an OTP.
Terms and consent
By connecting the Bajaj Finserv MCP Server (the “Service”) to an AI assistant, you agree to the following terms.
- 1. Consent to connectYou authorise the Service to securely connect your chosen AI assistant to your Bajaj Finserv account so it can read your profile, loan, Insta EMI Card and product information. The Service is read-only and cannot make payments or change your account.
- 2. Third-party AI providersYour questions are answered by a third-party AI provider, such as Anthropic for Claude. Only the data needed to answer each question is shared with it, under appropriate security safeguards. The provider’s own terms and privacy policy also apply.
- 3. Your responsibilitiesKeep your mobile number, OTP and devices secure, check AI-generated information before acting on it, and use the Service lawfully.
- 4. AI-generated answersAnswers are written by an AI model and may be inaccurate or incomplete. They are not financial, legal, tax or investment advice, and you rely on them at your own risk. Confirm figures in the Bajaj Finserv app or with customer care before making a payment or financial decision.
- 5. Privacy and confidentialityYour data is handled in line with the Bajaj Finserv Privacy Policy.
- 6. Regulatory complianceWe may process and retain information as required by applicable law and regulation, and in line with the Bajaj Finserv Terms of Use.
- 7. Limitation of liabilityThe Service is provided at your request. Bajaj Finance Limited is not responsible for how an AI provider or any other third party uses, stores or processes data shared with it at your request. Please use the Service with reasonable care.
FAQs and troubleshooting
Can the connector make payments or change my account?
No. Every tool is read-only. The connector cannot pay EMIs, make part payments, withdraw from a Flexi loan, block a card or change any details. Use the Bajaj Finserv app for those.
Which products does it cover?
Answer to be added.
I did not receive the OTP. What should I do?
Answer to be added.
The sign-in page did not open. What should I check?
Answer to be added.
Why am I asked to sign in again?
Answer to be added.
Claude says it cannot find my loan. Why?
Answer to be added.
How do I stop Claude accessing my data?
Answer to be added.