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Daily Commute Insurance

Commuting to and from work is an essential part of our daily lives. But when we travel in crowded trains, buses, or even via personal vehicles, we face safety risks every day. Hence, it is vital to safeguard ourselves and get financial coverage against such unforeseen accidents.

Daily Commute Insurance from Bajaj Finserv provides personal accident cover against financial losses incurred while getting treatment for injuries sustained during your daily commute.

Plan details

  • High coverage

    Get coverage of up to Rs. 3 lakh for just Rs. 549 per annum.

  • Ease of payment

    You can pay the premium via multiple online payment options, such as net banking, UPI, mobile wallet, credit card or debit card.

  • What’s covered?

  • Coverage in case of death

    In the unfortunate event that the insured person dies in an accident during their daily commute, the nominee will be paid up to Rs. 3 lakh as financial assistance.

  • Hospitalisation for accidents

    You get coverage of up to Rs. 2 lakh if hospitalisation is required after an accident during your daily commute.

  • Outpatient services

    If you meet with an accident while travelling to work and need medical care in the outpatient department of any hospital, you can get coverage of up to Rs. 5,000.

  • What’s not covered?

  • Individuals aged below 18 and above 70

    Those below 18 years of age and above 70 cannot avail of the benefits of Daily Commute Insurance.

  • Accidents caused due to other reasons

    An accident that does not occur during or because of your daily commute will not be covered.

How to apply?

You can apply for the Daily Commute Insurance online in three easy steps.

• Click on the ‘Buy Now’ button on this page.
• Share your basic details in the online application form.
• Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online mode.

Contact us

In case you have any queries related to coverage, exclusions, or product policy, please write to us at

How to lodge a claim?

You can lodge a claim under Daily Commute Insurance by contacting our customer experience team via:

Toll-free number: 1800-209-5858
Website: Bajaj Allianz General Insurance

You can mail the claim documents to the following mailing address: Bajaj Allianz General Insurance Co. Ltd, Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein, Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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