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When you are taking to the seas, you need a plan in case you suffer from any injury or illness that requires medical assistance. An insurance cover that offers cover for such expenses will not only help you financially but will also ensure that you get the required medical support.
FlexiCare Group Insurance Policy - Cruise Interruption Indemnity Cover from Manipal Cigna Health Insurance Co. Ltd. covers you against expenses incurred against any illnesses and injuries while taking a cruise.
Plan Details
The plan offers coverage up to Rs. 10,000 at below premium rates.
|
Trip duration (in no. of days) |
Premium (including GST) |
|
00-10 |
Rs. 34 |
|
11-20 |
Rs. 65 |
|
21-30 |
Rs. 94 |
|
31-60 |
Rs. 153 |
|
61-90 |
Rs. 241 |
|
> 90 Days |
Rs. 1,094 |
Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
What's Covered
-
coverage available
In the event that the policyholder needs hospitalization on dry land due to any unexpected injury or illness of a temporary nature, the reasonable costs will be paid towards the cost incurred against any alternate travel bookings in reaching the next port at which the common carrier shall dock for the same cruise. The sum insured payable is as per the policy schedule, provided a certificate from the attending medical practitioner confirming the illness or injury is submitted.
What is Not Covered / Exclusions
- Medical treatment for any pre-existing diseases is not covered under this policy
- Hospitalization for less than 48 hours is not covered under this policy
*For a complete list of exclusions, please refer to the policy wordings.
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/WhatsApp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.