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Cruise Interruption Cover Plan

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If you are planning to take a cruise, a cruise interruption cover that protects you from expenses against illness, injuries, mishaps, and delays is a must. It can provide insurance coverage if the insured sustains an injury or an illness by offering financial compensation.
FlexiCare Group Insurance Policy - Cruise Interruption Benefit Cover from Manipal Cigna Health Insurance Co. Ltd. covers you against any expenses incurred due to illnesses and injuries occurred while taking a cruise.

Plan Details

The plan offers coverage up to Rs. 5,000 at below premiums.

Trip duration

Premium (including GST)


Rs. 26


Rs. 42


Rs. 57


Rs. 86


Rs. 130

> 90 Days

Rs. 557

Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Benefits available

    In the event that the policyholder needs hospitalization on dry land due to any unexpected injury or illness of a temporary nature, the sum insured will be paid towards the cost incurred against any alternate travel bookings in reaching the next port at which the common carrier shall dock for the same cruise. The sum insured payable is as per the policy schedule, provided a certificate from the attending medical practitioner confirming the illness or injury is submitted. Conditions applicable to missed port departure cover, unused excursion cover and cruise interruption cover are mentioned below:

    The benefit shall be payable subject to the following:

    1. If the claim arises from a delay due to an accident or breakdown on the motorway or thoroughfare, a written confirmation from the police or any applicable emergency breakdown services of the reasons for such congestion, duration of the delay and the affected location.
    2. The policyholder has allowed sufficient time for the scheduled common carrier or any vehicle in which they were traveling, arriving at the first port of departure of the cruise in time.

    Specific exclusions applicable to missed port departure cover, unused excursion cover, and cruise interruption cove:

    The insurer shall not be liable to make any payment for any claim under this policy, and all applicable covers, caused by, arising from, or in any way attributable to any of the following:

    1. a) Any claims arising with less than 25% of the trip’s duration remaining.
    2. b) Any claim arising, directly or indirectly, from an illness or injury known prior to the scheduled departure of the common carrier (on which the travel was booked).

What is Not Covered / Exclusions

  • Medical treatment for any pre-existing diseases
  • Hospitalization for less than 48 hours

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

To raise a claim for your policy, you can contact the insurer via one of the following ways:

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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