Heart attack, cancer and stroke are some of the most common critical illnesses in India. But beyond these there are several other critical illnesses that can be mentally, physically as well as financially exhausting. While not much can be done in cases of mental and physical worries, your financial worries can be covered for in case you have a critical illness benefit cover.
To provide you the best benefits, Bajaj Finance has formulated its Lifestyle Protection Group Insurance Policy Critical Illness Cover – 30 Critical Illnesses from Manipal Cigna Health Insurance which provides cover for 30 critical illness with a sum insured up to Rs. 3 Lakhs.
Plan/ Membership Fee Details
Eligibility Criteria: Individuals between the age group of 18-65 years can avail this policy.
Plan Validity: The policy is valid for a period of 1 year.
What's Covered
-
During the policy tenor if the insured individual undergoes any of the Illness listed below
- Cancer of specific severity
- Myocardial Infarction (First Heart Attack – of Specific Severity)
- Open Chest CABG
- Open Heart Replacement or Repair of Heart Valves
- Coma of Specified Severity
- Kidney Failure Requiring Regular Dialysis
- Stroke Resulting in Permanent Symptoms
- Major Organ/ Bone Marrow Transplant
- Permanent Paralysis of Limbs
- Motor Neuron Disease with Permanent Symptoms
- Multiple Sclerosis with Persisting Symptoms
- Primary Pulmonary Hypertension
- Aorta Graft Surgery
- Deafness (Loss of Hearing)
- Blindness (Loss of Sight)
- Aplastic Anemia,
- Coronary Artery Disease
- End Stage Lung Disease
- End Stage Liver Failure
- Third Degree Burns (Major Burns)
- Fulminant Hepatitis
- Alzheimer’s Disease
- Bacterial Meningitis
- Benign Brain Tumor
- Apallic Syndrome
- Parkinson’s Disease
- Medullary Cystic Disease
- Muscular Dystrophy
- Loss of Speech
- Systemic Lupus Erythematous
Waiting Period
Survival Period – It is the usual waiting period an individual must survive outside of a waiting period of 90 days in situations of 30 critical illness mentioned above.Waiting Period Name
Duration
Critical Illness Waiting Period
90 days
Survival Period
30 days
What's not covered?
How to apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”