Treatments for critical illnesses can derail one’s financial plans and it can also get difficult to achieve financial goals. Getting an insurance policy can offer financial coverage against critical illnesses, without incurring any treatment expenses.
Group Protect - Critical illness 36 - 50 years from Aditya Birla Health Insurance Co. Ltd. offers coverage against 11 critical illnesses for people between 36 and 50 years of age.
Sum Insured (Rs.)
Premium incl. taxes (Rs)
Rs. 1 lakh
Eligibility: This plan can be taken by individuals between the age of 36 and 50, as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
This policy covers these 11 critical illnesses:
This cover can be availed by the policyholder only once in the policy period for the same critical illness. The Second e-Opinion will be based only on the information and documentation provided to the insurer. Under this cover, the policyholder will be provided with access to an e-Opinion and the insurer will not be deemed to substitute the policyholder’s visits or consultations with an independent medical practitioner. The insurer will not assume any liability towards any loss or damage arising out of or in relation to any opinion, advice, prescription, actual or alleged errors, omissions, and representations made by the medical practitioner. The costs under this coverage shall not be available on a reimbursement basis.
The policyholder will be eligible for a payout equal to 3 EMI amounts if they are diagnosed with a critical illness and if the claim is admissible under the policy.
Here's what is not covered in this plan:
The initial waiting period for this cover is 90 days, whereas the waiting period for a specific illness is 30 days
*For the complete list of exclusions, please refer to the policy wordings.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.