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Covid Insurance | Coronavirus Insurance Plan

As new variants of the coronavirus continue to emerge, it is vital to have an insurance plan that provides adequate financial coverage for treating the disease. With COVID-19 Insurance by Bajaj Finserv, you get coverage against expenses incurred during the quarantine period, hospitalisation, etc.

  • Coronavirus Insurance Plan Details

    Get coverage up to Rs. 2 lakh at a premium starting at just Rs. 807. Pay online via your preferred mode.
    Premium Coverage up to
    Rs. 807 Rs. 50, 000
    Rs. 1,194 Rs. 1 lakh
    Rs. 1,257 Rs. 1.5 lakh
    Rs. 1,324 Rs. 2 lakh
    Note: The plan has a 15 day waiting period before you can avail of the benefits

  • What’s Covered in Covid 19 Insurance Policy

  • Hospitalisation expenses

    • Expenses for less than 24 hours of hospitalisation. You can only seek coverage if you have tested COVID-19 positive by a government-approved laboratory or an Indian Council Medical Research (ICMR)approved private laboratory.

    • Expenses incurred on treatment of any comorbidity along with treatment of COVID-19

    • Coverage for pre and post-hospitalisation expenses up to 30 days  

    • Coverage for ambulance charges of up to Rs. 2,000 per instance of hospitalisation.

  • AYUSH treatment

    The plan covers the traditional treatment methods of Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homoeopathy. You can only seek coverage after testing COVID-19 positive at a government-approved laboratory, or an ICMR approved private laboratory.

    Note: To know more details about the plan, please read the policy document here.

How to apply for COVID Insurance?

  • Click on the ‘Buy Now’ button and share your basic details 
  • Check and confirm your application by entering the OTP received on your mobile number
  • Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode
  • Get details of your membership on email or WhatsApp

How to process a claim?

Contact the insurer through one of the following ways:

COVID-19 Protection Cover Frequently Asked Question FAQs

1. What does Covid-19 Insurance plan cover?

COVID-19 Insurance offers coverage up to Rs. 2 lakh. The plan covers expenses against hospitalisation for less than 24 hours. The coverage can only be availed of in case you are diagnosed COVID-19 positive by a government-approved laboratory or Indian Council Medical Research (ICMR) approved private laboratory. It offers pre- and post-hospitalisation expenses for a period of up to 30 days (before and after). It also covers traditional methods of treatments including Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy.

2. How to buy Covid-19 Insurance plan?

Opting for the COVID-19 Insurance plan is a simple process. Click on the ‘Buy now’ button, fill in your basic details, make the payment using your preferred online payment mode.

3. How to make a claim?

You can raise a claim by contacting the insurer by calling on toll-free number – 1800-209-1021 or emailing at

Contact us:

For your queries, you can write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. Our partner Insurance Company provides the insurance coverage. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The benefits mentioned above and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc. (if applicable). BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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