Cost of Support Items Cover

Often injuries due to accidents or illnesses require the purchase of support items. However, these items can be quite expensive to afford, especially when needed suddenly after an unpredictable situation like an accident. However, you can make the purchase of these items easily affordable by availing the benefits of an insurance policy that covers such events. Bajaj Finance brings you FlexiCare Group Insurance Policy - Cost of Support Items Cover from Manipal Cigna Health Insurance, which covers the expenses incurred to obtain support items after an illness or an injury as prescribed by a medical practitioner at an affordable premium of just Rs. 419.

Eligibility: You are eligible for Cost of Support Items Cover if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

1. Any surgery required because of accident due to adventure sports is not covered under this policy
2. Any pre-existing disease

*For a complete list of exclusions, please refer to the policy wordings.

Limit & Conditions

Cover is available after continuous hospitalization of 48 hours.

Waiting Period

The initial waiting period for this cover is 30 days, whereas the specific illness waiting period is 2 years.

Specified disease or procedure waiting period 

Since the inception date of the cover, a waiting period specified in the policy schedule shall apply to all treatments. The following treatments, medical or surgical, for all medical expenses along with their complications, are not covered: 

1. a) Cataract 
2. b) Hysterectomy for Menorrhagia or Fibromyoma or prolapse of uterus unless necessitated by malignancy myomectomy for fibroids 
3. c) Knee replacement surgery (other than caused by accident), non-infectious Arthritis, Gout, Rheumatism, Osteoarthritis and Osteoporosis, Joint Replacement Surgery (other than caused by accident), prolapse of intervertebral discs (other than caused by accident), all Vertebrae Disorders, including but not limited to Spondylitis, Spondylosis, Spondylolisthesis, Congenital Internal 
4. d) Varicose Veins and Varicose Ulcers 
5. e) Stones in the urinary urogenital and biliary systems, including calculus diseases
6. f) Benign Prostate Hypertrophy, all types of Hydrocele
7. g) Fissure, Fistula in the anus, Piles, all types of Hernia, Pilonidal sinus, Hemorrhoids, and an abscess related to the anal region
8. h) Chronic Suppurative Otitis Media (CSOM), Deviated Nasal Septum, Sinusitis, and related disorders, surgery on tonsils/Adenoids, Tympanoplasty, and any other benign ear, nose, and throat disorder or surgery
9. i) Gastric and duodenal ulcer, any Cysts/Nodules/Polyps/internal tumours/ 

skin tumours, and any Breast lumps (unless malignant), Polycystic Ovarian diseases 

1. j) Any Surgery of the Genito-urinary system unless necessitated by malignancy 

If these diseases are pre-existing diseases at the time of proposal or subsequently found to be pre-existing, the waiting periods mentioned in the policy schedule shall apply.

You can raise a claim by reaching out to the insurer via one of the following ways:

• Insurer's E-mail - healthinsurance@adityabirlacapital.com
• Insurer's Toll-free number 1800-270-7000

In case you have any queries about coverage, exclusions, or claims, please write to us at wecareinsurance@bizsupportc.com.

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”