Cost of support items cover

An accident could result in serious injuries that could require you to buy support items to improve your quality of life. An insurance plan covering such expenses can prepare you financially for such an eventuality.

Bajaj Finance brings you FlexiCare Group Insurance Policy – Cost of Support Items Cover from Manipal Cigna Health Insurance. The plan covers the purchase of support items prescribed by a medical practitioner at a premium at just Rs. 259.

Eligibility: You are eligible for the Cost of Support Items Cover if you are between 18 and 65, as on your last birthday.

Validity: 1 year

1. Any accident due to adventure sports
2. Any pre-existing disease

*For the complete list of exclusions, please refer to the policy wordings.

Terms and Conditions

The cover is available after continuous hospitalisation for 48 hours.

Waiting period

The initial waiting period for the Cost of Support Items Plan is 30 days. The specific illness waiting period is 2 years.

Waiting period for specific diseases and procedures

A waiting period from the date of inception specified in the policy schedule or insurance certificate shall be considered for any treatments, medical or surgical expenses, or other complications resulting during treatment. The waiting periods shall apply to the following diseases as per the durations mentioned in the policy schedule or insurance certificate:

1. Cataract
2. Hysterectomy for menorrhagia, fibromyoma or prolapse of uterus unless necessitated by malignancy myomectomy for fibroids
3. Knee replacement surgery (other than that caused in an accident), non-infectious arthritis, gout, rheumatism, osteoarthritis and osteoporosis, joint replacement surgery (other than that caused in an accident), prolapse of intervertebral discs (other than that caused in an accident), all vertebrae disorders, including but not limited to spondylitis, spondylosis, spondylolisthesis, congenital internal
4. Varicose veins and varicose ulcers
5. Stones in the urinary urogenital and biliary systems, including calculus diseases.
6. Benign prostate hypertrophy; all types of hydrocele
7. Fissure, fistula in anus, piles, all types of hernia, pilonidal sinus, haemorrhoids and an abscess related to the anal region
8. Chronic suppurative otitis media, deviated nasal septum, sinusitis and related disorders, surgery on tonsils/adenoids, tympanoplasty and any other benign ear, nose and throat disorder or surgery
9. Gastric and duodenal ulcer, any cysts/nodules/polyps/internal tumours/skin tumours and any breast lumps (unless malignant), polycystic ovarian diseases
10. Any surgery of the genito-urinary system unless necessitated by malignancy

If these diseases are pre-existing at the time of the proposal or subsequently found to be pre-existing, the pre-existing disease waiting periods as mentioned in the policy schedule or certificate of insurance shall apply.

You can raise a claim under this hospital insurance plan by contacting the insurer in one of the following ways:

• E-mail: healthinsurance@adityabirlacapital.com
• Toll-free number: 1800-270-7000

For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”