Cost of Support Items Cover

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Support items, although expensive, are an absolute necessity after an accident or an illness and when prescribed by a medical practitioner. With an insurance policy that covers the costs of such events, you can easily fund these expenses, without incurring any unplanned costs.
Bajaj Finance brings you FlexiCare Group Insurance Policy - Cost of Support Items Benefit from Manipal Cigna Health Insurance, which provides the benefits against the purchase of support items due to an injury or an illness as prescribed by a medical practitioner with a premium at just Rs. 259.

Plan Details

Sum Insured up to

Premium Including GST

Rs. 5000

Rs. 259

Eligibility: You are eligible for the Cost of Support Items Benefit if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Cost of Support Items

    If the policyholder suffers from an illness or injury due to an accident covered under the policy and requires support items as prescribed by a medical practitioner, the sum insured will be paid as per the policy schedule. The event must occur during the policy year. The sum insured is payable towards: 

What's not covered?

  1. Any accident due to adventure sports is not covered under this policy
  2. Any pre-existing disease

*For a complete list of exclusions, please refer to the policy wordings.

Terms & Conditions

Cover is available after continuous hospitalization of 48 hours

Waiting Period

The initial waiting period for this cover is 30 days, whereas the specific illness waiting period is 2 years.

Specified disease or procedure waiting period 

Since the inception date of the cover, a waiting period specified in the policy schedule shall apply to all treatments. The following treatments, medical or surgical, for all medical expenses along with their complications, are not covered: 

  1. a) Cataract 
  2. b) Hysterectomy for Menorrhagia or Fibromyoma or prolapse of uterus unless necessitated by malignancy myomectomy for fibroids 
  3. c) Knee replacement surgery (other than caused by accident), non-infectious Arthritis, Gout, Rheumatism, Osteoarthritis and Osteoporosis, Joint Replacement Surgery (other than caused by accident), prolapse of intervertebral discs (other than caused by accident), all Vertebrae Disorders, including but not limited to Spondylitis, Spondylosis, Spondylolisthesis, Congenital Internal
  4. d) Varicose Veins and Varicose Ulcers 
  5. e) Stones in the urinary urogenital and biliary systems, including calculus diseases 
  6. f) Benign Prostate Hypertrophy, all types of Hydrocele
  7. g) Fissure, Fistula in the anus, Piles, all types of Hernia, Pilonidal sinus, Hemorrhoids, and an abscess related to the anal region
  8. h) Chronic Suppurative Otitis Media (CSOM), Deviated Nasal Septum, Sinusitis, and related disorders, surgery on tonsils/Adenoids, Tympanoplasty, and any other benign ear, nose, and throat disorder or surgery 
  9. i) Gastric and duodenal ulcer, any Cysts/Nodules/Polyps/internal tumours/ 

skin tumours, and any Breast lumps (unless malignant), Polycystic Ovarian diseases 

  1. j) Any Surgery of the Genito-urinary system unless necessitated by malignancy

If these diseases are pre-existing diseases at the time of proposal or subsequently found to be pre-existing, the waiting periods mentioned in the policy schedule shall apply.

How to Apply

Click on ‘Apply Now’ button and share your basic details in the online application form

Check and confirm your application by entering the OTP received on your mobile number

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode

You will receive the details of your membership via email/WhatsApp

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:

In case you have any queries about coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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