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Communicable Disease Cover

Communicable Disease Cover

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Communicable diseases spread through air particles or contact with contaminated surfaces, bodily fluids or blood. Examples include influenza, measles, and most recently, Covid-19. Some of these diseases are highly transmissible and can be life-threatening if not treated promptly. A tailor-made insurance plan can help you stay financially prepared for such a situation. Group Care 360 – Communicable Diseases Cover from Care Health Insurance Co. Ltd. offers up to Rs. 3 lakh for hospitalisation expenses, so you can get timely and quality medical care without worrying about the cost.

Plan details

Premium Including GST Sum Insured
Rs. 663 Up to Rs. 1 lakh
Rs. 930 Up to Rs. 2 lakh
Rs. 1,152 Up to Rs. 3 lakh

Plan validity: 1 year

What's covered

  • Money-in-bank

    Hospitalisation expenses

    The plan covers hospitalisation expenses of up to Rs. 3 lakh (as per your chosen insured), provided the diagnosis is supported by an appropriate specialist doctor’s clinical confirmation. The amount covers expenses incurred during pre-and post-hospitalisation periods of up to 30 days and 60 days, respectively.

  • Money-in-bank

    Diagnostic tests

    The cost of conducting diagnostic tests before (within the specified period) or during the hospitalisation period is covered.

  • Money-in-bank

    Doctor’s fees

    You can avail of coverage for doctor’s fees before, during and after hospitalisation.

  • Money-in-bank

    Expenses on medication

    The plan covers expenses on medicines related to hospitalisation.

  • Money-in-bank

    Treatment charges

    Treatment charges that are covered include hospital room rent and expenses on ICU, blood transfusion, doctor fees, medicines and tests.

  • Money-in-bank

    Ambulance charges

    The plan covers ambulance expenses of up to Rs. 2,000.

What's not covered?

  • Hospitalisation for reasons other than for a communicable disease
  • Hospitalisation within 90 days of the commencement of the policy
  • Any pre-existing disease
  • For the complete list of exclusions, please refer to the policy wordings.

    How to apply for Health Prime Membership


    Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


    Check and confirm your application by entering the OTP received on your mobile number.


    Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


    You will receive the details of your membership via email.

    Claim process

    You can raise a claim by contacting the insurer in one of the following ways:

    Toll-free number: – 1800-102-4488

    Contact us

    If you have any queries related to coverage, exclusions or claims, please write to us at


    Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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