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Cardiomyopathy Cover

Cardiomyopathy impacts the heart muscle to pump blood effectively. It is life-threatening and expensive to treat. A comprehensive health insurance plan can be of help in such emergencies. With Cardiomyopathy Cover from Care Health Insurance Limited, you can avail of coverage up to Rs. 3 lakh for in-patient and pre/posthospitalisation costs arising from the treatment.

Plan details

Sum Insured Premium (incl. taxes)
Up to Rs. 1 lakh Rs. 271
Up to Rs. 2 lakh Rs. 531
Up to Rs. 3 lakh Rs. 684

Policy duration: One year

  • What’s covered?

  • Hospitalization expenses

    The plan covers medical expenses of up to Rs 3 lakh incurred on the treatment of cardiomyopathy, including those incurred during pre and posthospitalisation. However, the diagnosis needs clinical confirmation by an appropriate specialist doctor.

  • Diagnostic tests

    Coverage for diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period.

  • Treatment charges

    Coverage for hospital room rent, ICU expenses, transfusions, doctor fees, medicines and tests.

  • Doctor’s fees

    Doctor’s fees before, during and after hospitalisation are covered under the plan.

  • Medication


    Expenses on medicines related to hospitalisation

  • Ambulance expenses

    Ambulance expenses

    The plan covers ambulance expenses of up to Rs. 2,000.

What’s not covered?

  • Hospitalisation for any reason other than cardiomyopathy
  • Any pre-existing disease
  • Hospitalisation within the first 90 days of the policy’s start date
  • Cardiomyopathy directly related to alcohol or drug abuse

Please refer to the policy document for the full list of exclusions.

How to apply?

Fill in the online application form and pay the premium/membership fee via your preferred online payment mode. Here’s the step-by-step process.

  • Step 1: Click on the ‘Buy Now’ button and share your basic details
  • Step 2: Check and confirm your application by entering the OTP sent to your mobile number.
  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

If you have queries about coverage, exclusions, or claims, write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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