Cardiomyopathy Cover

Cardiomyopathy impacts the heart muscle to pump blood effectively. It is life-threatening and expensive to treat. A comprehensive health insurance plan can be of help in such emergencies. With Cardiomyopathy Cover from Care Health Insurance Limited, you can avail of coverage up to Rs. 3 lakh for in-patient and pre/posthospitalisation costs arising from the treatment.

Plan details

Policy duration: One year

• What’s covered?

• 

  Hospitalization expenses

  The plan covers medical expenses of up to Rs 3 lakh incurred on the treatment of cardiomyopathy, including those incurred during pre and posthospitalisation. However, the diagnosis needs clinical confirmation by an appropriate specialist doctor.

• 

  Diagnostic tests

  Coverage for diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period.

• 

  Treatment charges

  Coverage for hospital room rent, ICU expenses, transfusions, doctor fees, medicines and tests.

• 

  Doctor’s fees

  Doctor’s fees before, during and after hospitalisation are covered under the plan.

• 

  Medication

  Expenses on medicines related to hospitalisation

• 

  Ambulance expenses

  The plan covers ambulance expenses of up to Rs. 2,000.

• Hospitalisation for any reason other than cardiomyopathy
• Any pre-existing disease
• Hospitalisation within the first 90 days of the policy’s start date
• Cardiomyopathy directly related to alcohol or drug abuse

Please refer to the policy document for the full list of exclusions.

Fill in the online application form and pay the premium/membership fee via your preferred online payment mode. Here’s the step-by-step process.

• Step 1: Click on the ‘Buy Now’ button and share your basic details
• Step 2: Check and confirm your application by entering the OTP sent to your mobile number.
• Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You can raise a claim by contacting the insurer in one of the following ways:

• E-mail: claims@careinsurance.com
• Toll-free number: 1800-102-4488