Cardiomyopathy Cover - Overview
Treatment of Cardiomyopathy usually comes with huge cost. With Group Care 360 - Cardiomyopathy Cover from Care Health Insurance Ltd., you can avail coverage up to Rs. 3 lakh for in-patient hospitalization costs and pre/post hospitalization arising from treatment of cardiomyopathy.
Plan Details
| Sum Insured | Premium incl. taxes |
|---|---|
| Up to Rs. 1 lakh | Rs. 271 |
| Up to Rs. 2 lakh | Rs. 531 |
| Up to Rs. 3 lakh | Rs. 684 |
Policy duration: 1 year
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What’s Covered?
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Hospitalization Expenses
All medical expenses incurred on Cardiomyopathy treatment, including the expenses incurred during the pre and post hospitalization period. Expenses up to INR 3 lacs for Cardiomyopathy Disease, provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor
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Diagnostics test
The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.
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Treatment Charges
Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
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Doctor’s Fees
Doctor’s fees before, during and after hospitalization are covered under the plan.
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Medication
Expenses towards purchase of medicines related to hospitalization.
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Ambulance expenses
The plan covers ambulance expenses up to an amount of Rs. 2,000.
What’s Not Covered
- Hospitalization resulting due to reason other than Cardiomyopathy.
- Any Pre-existing disease.
- Hospitalization within the first 90 days from policy start date.
- Cardiomyopathy directly related to alcohol or drug abuse.
To read the full list of exclusions, please refer to the policy document.
How To Apply?
To apply for Cardiomyopathy Cover, just fill in the online application form and pay the premium/membership fee using any of the available modes of payment.
- Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
- Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
- Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
Claim Process
To raise a claim, reaching out to the insurer via one of the following ways:
- Insurer’s E-mail – claims@careinsurance.com
- Insurer’s Toll free number – 1800-102-4488
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”