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Car Breakdown Engine Cover Plan

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Being stranded in an unfamiliar place without a mechanic can be the worst nightmare for any car owner. Finding a mechanic and ensuring proper repairs can be quite a challenge, especially in case of engine failure. This is where Car Breakdown cover due to Engine failure by AWP Assistance (INDIA) Private Ltd. comes in handy. 

The plan not only covers the cost of repair for your engine but also ensures safe towing to the nearest garage without incurring any extra cost. This plan also provides 24/7 support for other roadside assistance services like spot repair, flat tire replacement, battery jumpstart, other minor repairs, lost keys, and emergency fuel delivery through its all India network of armed and expert service delivery team.

Plan Details

Plan Name Engine Breakdown
Product Description Covers breakdown of the vehicle,
Covers cost of engine causing breakdown
Benefits Covers breakdown of car due to:
Engine Overheating (covered upto INR 7000)
Program Duration (Days / Months / Years) 1 year
Coverage Radius Pan India
Number of services (MembershipDuration) 1 part covered per membership period
Free Towing Up to 50 Kms
Battery jump Start Covered
Flat tyre assistance Covered
Locked/lost key Covered
Fuel delivery On Actuals upto 5 litres
Taxi benefit Arrangement of Taxi
Cooling Period Engine – 30 days
Roadside Assistance Benefits – 10 days
Price (Incl. of Tax) Rs. 1475

What's Covered

Here's what’s covered in this plan.

  • Money-in-bank

    Engine breakdown

    Allianz Assistance shall provide financial assistance on parts up to Rs. 7000 for engine overheating.

  • Money-in-bank

    Mechanical or electrical breakdown

    Any unexpected mechanical, electrical or electronic failure, which results in the immobilization of the covered vehicle, including flat battery.

  • Money-in-bank

    Accidental breakdown

    Any sudden unforeseen and involuntary event, collision, impact against a fixed or moving object resulting in immobilization of the covered vehicle and which requires repair in a body repair shop.

  • Money-in-bank

    Discharged battery or flat Battery

    Immobilization of the covered vehicle as a result of having run out of the battery

    due to any pilot error (such as covered vehicle lights mistakenly left on) resulting in battery getting discharged or battery having outlived its shelf life resulting in a flat battery and possibly requiring a replacement.

  • Money-in-bank

    Lack of fuel

    Fuel shortage, having the effect of immobilizing the covered vehicle at the incident site and requiring on the spot assistance or towing to a repair shop.

  • Money-in-bank

    Wrong fuel/other fuel related problems

    Wrong Fuel, frozen fuel or polluted fuel, having the effect of immobilizing the covered vehicle at the incident site and requiring on the spot assistance or towing to a repair shop.

  • Money-in-bank

    Locked/lost/broken key

    Vehicle keys that are locked in the covered vehicle or is damaged, lost or stolen resulting in on the spot assistance or towing to a repair shop.

  • Money-in-bank

    Flat tyre/tyres

    Deflation of one or more tyres, which makes safe use of the covered vehicle impossible, resulting in immobilization of the vehicle at the incident site and requiring on the spot assistance or towing to a repair shop.

What is Not Covered / Exclusions

Roadside Assistance Cover does not cover any of the events stated in this section.

Allianz Assistance will not assist or reimburse You or beneficiaries in the event of a call for assistance or claim caused by, arising from, or in connection with the following:

  1. Any loss, Theft, damage, death, bodily injury, cost, or expense that is not directly associated with the incident that caused You to claim, unless expressly stated in this membership.
  2. Ionizing radiation or radioactive contamination from any nuclear fuel or the nuclear waste arising from burning nuclear fuel
  3. Radioactive, toxic, explosive, or other dangerous properties of any explosive nuclear equipment or nuclear part of that equipment
  4. War, invasion, acts of foreign enemies, terrorism, hostilities (whether war be declared or not), civil war, rebellion, revolution, insurrection, military or usurped power, riot or civil commotion
  5. Declared natural disasters as following specified events due to natural causes: Hail, flood, storm, hurricane, rain, sleet or snow, wind, lightning or another similar event when officially declared as a natural disaster by the authorities and which results in the immobilization of the Vehicle
  6. The consequences of the use of drugs, narcotics, and similar products not medically ordered and the abuse of alcohol,
  7. The consequences of intentional acts from the covered or the consequences of fraudulent/negligent/dishonest acts, suicide attempts or suicides,
  8. Costs incurred without our prior agreement, or that are not specifically stated as being covered within this membership.
  9. The consequences of incidents occurring during events, races, or motorized competitions (or their tests), subject to prior regulations of the public authorities, when the Covered Person participates as a competitor,
  10. The cost of replacement parts unless specified in Your Assistance Coverage document
  11. The beneficiary/beneficiaries or any other third party organizing any of the services detailed in this membership without first having authorization from us and a file number
  12. Any costs that would have been payable normally by You or the Beneficiaries, such as fuel, congestion, or toll charges.
  13. Charges for specialist recovery or charges incurred by us where the covered vehicle is not being used on a public highway when the breakdown/immobilization occurred and the Vehicle was not accessible using our standard recovery equipment unless specified in Your Assistance Coverage document.
  14. Any consequences of Your Vehicle not being kept in a roadworthy condition or not being serviced according to the manufacturer's recommendations. Allianz Assistance reserve the right to request proof of servicing,
  15. Immobilizations of the Vehicle determined by systematic recalls of the Manufacturer, periodic and non-periodic maintenance operations, checks, assembly of accessories
  16. repetitive breakdowns, caused by the non-repair of the Vehicle, after Our first intervention.
  17. Faulty fuel gauge
  18. Speedometer not working
  19. Air-conditioning not working Boot cannot be opened
  20. Problems relating to horns
  21. Damaged mirrors
  22. Damaged or faulty fuel cap Sunroof cannot be opened, or closed Windows cannot be opened or closed Seat adjuster is faulty
  23. Seat belts are faulty
  24. Traction control lights are illuminated
  25. Other non-safety related lights/service warnings are illuminated When customer vehicle runs out of windshield wiper fluid Front or rear wipers faulty, but weather conditions are fair

To know the list of terms and conditions, read the policy document.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim Process

You can raise a claim by reaching out to Allianz Assistance via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Bajaj Finance Ltd.(BFL) is merely a distributor of this Product, owned by AWP Assistance(India) Private Limited (AWP/Allianz Assistance). Issuance of this product is at the sole discretion of AWP. This product shall be governed by AWP product T&C’s and BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This is not an insurance product.

Additional Disclaimer

  • Services entitled to the customer can be refused or cancelled on account of abusive behaviour, fraudulent representation, malicious intent & refusal to pay the charges for any.
  • Allianz Assistance reserves the right for changing and modifying the benefits and charges to customer covered under this Engine Breakdown Program. The decision of Allianz Assistance on the question of coverage, inclusion or exclusion of any service under this Program, rates of charges for additional services, and any other issues which need a decision, shall be final and binding on the customer.

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