Cancer Indemnity Cover

The life-span of a cancer patient can be prolonged by medication and cancer intervention treatments. However, these treatments are expensive. Group Care 360 - Cancer Cover from Care Health Insurance Co. Ltd. has been designed to take care of treatment costs of your loved ones suffering from this fatal disease. The plan covers expenses related to hospitalisation, chemotherapy, radiotherapy and more.

Plan Details
Sum Insured Premium incl. taxes
Up to Rs. 1 lakh Rs. 307
Up to Rs. 2 lakh Rs. 590
Up to Rs. 3 lakh Rs. 850

Policy duration: 1 year

  • What’s Covered?

  • Hospitalization Expenses

    Hospitalisation Expenses

    Offered by Bajaj Finserv under Pocket Insurance & Subscriptions, the Cancer Indemnity plan covers the insured member against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days).

  • Expenses on Chemotherapy and Radiotherapy

    Expenses on Chemotherapy and Radiotherapy

    Cancer indemnity plan covers the insured member against expenses on procedures like Chemotherapy and Radiotherapy. The maximum coverage cannot exceed the maximum sum insured.

  • Hospitalization Expenses

    Diagnostics tests

    The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.

  • Treatment Charges

    Treatment Charges

    Offered by Bajaj Finserv under Pocket InsTreatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.urance & Subscriptions, the Cancer Indemnity plan covers the insured member against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days).

  • Doctor’s Fees

    Doctor’s Fees

    Doctor’s fees before, during and after hospitalization are covered under the plan.

  • Medication

    Medication

    Expenses towards purchase of medicines related to hospitalization.

  • Ambulance expenses

    Ambulance expenses

    The plan covers ambulance expenses up to an amount of Rs. 2,000.

  • Note: The diagnosis must be supported by histological evidence of malignancy and confirmed by a pathologist. The term cancer includes:

    • Leukemia, lymphoma and sarcoma
    • Tumor’s showing the malignant changes of carcinoma in situ and tumors which are histologically described as pre-malignant or non-invasive, including but not limited to: Carcinoma in situ of breasts, Cervical dysplasia CIN-1, CIN -2 & CIN-3

What’s Not Covered

Hospitalization resulting other than due to Cancer. The plan excludes

  • Benign lesions
  • All tumors of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2N0M0; Papillary micro - carcinoma of the thyroid less than 1 cm in diameter;
  • Microcarcinoma of the bladder;
  • All tumors in the presence of HIV infection
  • Any pre-existing diseases.

To read the full list of exclusions, please refer to the policy document.

How To Apply?

Applying for the Cancer Indemnity Cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
Step 2: Authenticate your application by entering the OTP received on your mobile number.
Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode. You will receive the details of the policy within 3 days of successful payment.

Claim Process

You can raise a claim by reaching out to the insurer via one of the following ways:

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”