Cancer Cover

One in every 5 people develop cancer complications in their lifetime, and the treatment is expensive. Cancer Cover from Care Health Insurance Limited has been designed to cover the treatment costs of your loved ones suffering from this disease. The plan covers expenses related to hospitalisation, chemotherapy, radiotherapy and more.

Plan details

Tenure: One year

• What’s covered?

• 

  Hospitalisation expenses

  The insured member is covered against hospitalisation expenses for in-patient care. Pre-hospitalisation expenses for up to 30 days and post-hospitalisation expenses for up to 60 days.

• 

  Expenses on chemotherapy and radiotherapy

  The insured member is covered against expenses on chemotherapy and radiotherapy procedures. The maximum coverage cannot exceed the maximum sum insured.

• 

  Diagnostics tests

  The plan covers the cost of conducting diagnostics tests before (within the specified pre-hospitalisation period) or during the hospitalisation period.

• 

  Treatment charges

  Treatment charges covered under this plan include hospital room rent, doctor fees and expenses on ICU, transfusion, medicines and tests.

• 

  Doctor’s fees

  The plan covers the doctor’s fees before, during and after hospitalisation.

• 

  Medication

  Expenses on medicines related to hospitalisation are covered.

• 

  Ambulance expenses

  The plan covers ambulance expenses of up to Rs. 2,000.

• Note: The diagnosis must be supported by histological evidence of malignancy and confirmed by a pathologist. The term cancer includes:
  • Leukemia, lymphoma and sarcoma
  • Tumours showing the malignant changes of carcinoma in situ and tumours that are histologically described as pre-malignant or non-invasive, including but not limited to carcinoma in situ of breasts, Cervical dysplasia CIN-1, CIN -2 and CIN-3

• Benign lesions
• All tumours of the prostate unless histologically classified as having a Gleason Score higher than 6 or having progressed to at least clinical TNM classification T2N0M0
• Papillary microcarcinoma of the thyroid that is less than 1 cm in diameter
• Microcarcinoma of the bladder
• All tumours in the presence of HIV infection
• Any pre-existing diseases.

Please refer to the policy document to read the full list of exclusions.

Fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process:

• Step 1: Click on the ‘ Buy Now’ button and share your basic details
• Step 2: Authenticate your application by entering the OTP sent to your mobile number.
• Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode. You will receive the policy details within 3 days of successful payment.

You can raise a claim by reaching out to the insurer via one of the following ways:

• Email: claims@careinsurance.com
• Toll-free number: 1800 102 4488