Cancer Indemnity Cover

The life-span of a cancer patient can be prolonged by medication and cancer intervention treatments. However, these treatments are expensive. Group Care 360 - Cancer Cover from Care Health Insurance Co. Ltd. has been designed to take care of treatment costs of your loved ones suffering from this fatal disease. The plan covers expenses related to hospitalisation, chemotherapy, radiotherapy and more.

Policy duration: 1 year

• What’s Covered?

• 

  Hospitalisation Expenses

  Offered by Bajaj Finserv under Pocket Insurance & Subscriptions, the Cancer Indemnity plan covers the insured member against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days).

• 

  Expenses on Chemotherapy and Radiotherapy

  Cancer indemnity plan covers the insured member against expenses on procedures like Chemotherapy and Radiotherapy. The maximum coverage cannot exceed the maximum sum insured.

• 

  Diagnostics tests

  The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.

• 

  Treatment Charges

  Offered by Bajaj Finserv under Pocket InsTreatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.urance & Subscriptions, the Cancer Indemnity plan covers the insured member against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days).

• 

  Doctor’s Fees

  Doctor’s fees before, during and after hospitalization are covered under the plan.

• 

  Medication

  Expenses towards purchase of medicines related to hospitalization.

• 

  Ambulance expenses

  The plan covers ambulance expenses up to an amount of Rs. 2,000.

• Note: The diagnosis must be supported by histological evidence of malignancy and confirmed by a pathologist. The term cancer includes:

  • Leukemia, lymphoma and sarcoma
  • Tumor’s showing the malignant changes of carcinoma in situ and tumors which are histologically described as pre-malignant or non-invasive, including but not limited to: Carcinoma in situ of breasts, Cervical dysplasia CIN-1, CIN -2 & CIN-3

Hospitalization resulting other than due to Cancer. The plan excludes

• Benign lesions
• All tumors of the prostate unless histologically classified as having a Gleason score greater than 6 or having progressed to at least clinical TNM classification T2N0M0; Papillary micro - carcinoma of the thyroid less than 1 cm in diameter;
• Microcarcinoma of the bladder;
• All tumors in the presence of HIV infection
• Any pre-existing diseases.

To read the full list of exclusions, please refer to the policy document.

Applying for the Cancer Indemnity Cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

You can raise a claim by reaching out to the insurer via one of the following ways:

• Email: claims@careinsurance.com
• Toll free number: 1800 102 4488