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Business Loan For Doctors

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Business loan for doctors: Features & benefits

A loan designed to help your practice thrive. Hassle-free and fast, Bajaj Finserv Business Loan for Doctors is customised to fund the expansion of your practice – from purchasing the latest medical equipment and software, to training your staff on new procedures. Apply today for a Business Loan for Doctors up to Rs. 35 lakh, and get money in bank 24 hours.

  • Loan up to Rs. 35 lakh

    Business Loan for doctors up to Rs. 35 lakh, for the various financial needs of your practice

  • Quick processing

    Online application process with disbursal in 24 hours, for your convenience.

  • padho pardesh scheme education loan

    Flexi Loan facility

    Unique Flexi loan facility, with a predetermined loan limit given to you for a fixed tenor. Borrow and pre-pay funds from this loan limit, and choose to pay only the interest on these funds as your monthly EMIs. Interest is charged only on the amount you borrow. Repay the principal at the end of the tenor, or pre-pay it at your convenience.

  • Flexible repayment tenors

    Tenors ranging from 12 months to 96 months, to fit your repayment preference

  • Get money in bank in 24 hours

    Get money in your bank account within 24 hours of loan approval.

  • Minimal paperwork without collateral

    With no security or guarantors required, you can avail of an MSME loan for doctors with just a few documents.

  • Part-prepayment facility

    No charges on part-prepayment, to ease your financial burden. The prepaid amount should not be less than the value of 3 EMIs, with no limit on the maximum amount.

  • Pre-approved offers

    Exclusive pre-approved offers, so you get more value for your money

Business loan for doctors – Eligibility criteria

The eligibility criteria for Business Loan for Doctors are easy to meet. They are:
  • Degree Type
  • Minimum Experience
  • Super Specialist I and II, Post Graduate I, Post Graduate II and Specialised Diploma, other PG Diploma
  • MBBS Degree to be registered with the medical council
  • MBBS
  • Post registration with the medical council
  • 2 years from the date of medical registration
  • MDS/Dentist
  • 5 years from the date of medical registration


Documents required

Bajaj Finserv Business Loan for Doctors requires minimal documentation, for your convenience. These documents are:

  • loan against property eligibility india

    KYC of authorised signatories

  • Medical registration certification

Fees and charges

Bajaj Finserv offers the lowest doctor loan rate of interest. Read more about our doctor loan interest rate and charges below.

The following fees and charges are applicable on a Personal Loan and Business Loan for Doctors:

Types of Fees Charges Applicable
Rate of interest 14-16% p.a.
Processing fee Up to 2 % of the loan amount (Plus Applicable Taxes)

Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents
Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia.
You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of taxes) per statement/letter/certificate.
Penal interest 2% per month
Document processing charges (Recently Updated) Rs. 2000 + applicable taxes
Bounce Charges Upto 3000 (Inclusive of applicable taxes)

Annual/Additional Maintenance Charges

Loan Variant Charges
Flexi Term Loan 0.25% plus applicable taxes of the Total Withdrawable Amount (as per the repayment schedule) on the date of levy of such charges.
Flexi Hybrid Loan 0.25 to 0.5% plus applicable taxes of the Total Withdrawable Amount during initial tenure. 0.25% plus applicable taxes of the Total Withdrawable Amount during subsequent tenor.

Foreclosure Charges

Loan Variant Charges
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment) 4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment
Flexi Term Loan 4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.
Flexi Hybrid Loan 4% plus applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment.

Part-Prepayment Charges

Borrower Type Time Period Part-Prepayment Charges
Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant More than 1 month from date of loan disbursal. 2% + applicable taxes on part-payment amount paid.

Mandate Rejection Service Charge*: Rs 450 (Inclusive of applicable taxes)

*Charges will be levied if new mandate form is not registered within 30 days from the date of rejection of previous mandate form by Customer’s Bank for any reasons whatsoever.

Note: Additional cess will be applicable for Kerala State for all products.


How to apply

You can apply for a Bajaj Finserv Business Loan for Doctors offline as well as online. To apply offline, you can:

  • Write to us at, or

  • SMS DLM to 9773633633, or

  • Give a missed call on 9266900069

To apply online, follow these simple steps:

  • 1

    Step 1

    Click here and fill out the online application form

  • 2

    Step 2

    Receive a confirmation call within 24 hours from our executive to know your approved loan amount

  • 3

    Step 3

    Submit the required documents with our representative

  • 4

    Step 4

    Receive the money in your bank account within 24 hours of document submission

Why should you choose a Bajaj Finserv Business Loan for Doctors?

Doctor Loans, Everything You Wanted To Know!!

Doctor Loans - Everything You Wanted To Know

Doctor Loan application made easy with Bajaj Finserv

Understanding the fees and charges on your doctor loan

Indemnity insurance for doctors

Indemnity Insurance for Doctors: All you wanted to know

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