Apply for Business Loan

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Features and benefits

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Features and benefits

Hassle-free loans up to Rs. 30 lakh

No collateral or guarantor needed

Flexi Loan facility

Minimal documentation

Online account access

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Eligibility and documents

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Eligibility and documents

Eligibility criteria

You should be between 25-65 years old

Your business should have a vintage of at least 3 years

Your business’ IT returns should be filed for the last 1 year, if your business’ turnover exceeds Rs. 1 crore

Documents needed

Passport-sized photograph

KYC documents

Proof of business existence

Relevant financial documents (If your business’ turnover exceeds Rs. 1 crore)

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Fees and charges

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Fees and charges

Interest rate: 18% onwards

Processing fees: Up to 3% of the loan amount

Penal interest: 2% per month + applicable taxes

EMI bounce charges: Up to Rs. 3000 (inclusive of taxes)

Loan statement charges: Rs. 50 (applicable only in case of physical copy)

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