An injury or accident resulting from exposure to fire can be hazardous, if not treated on time. With Group Care 360 – Burns Cover from Care Health Insurance Ltd., you can avail of coverage for in-patient hospitalisation costs arising from the treatment of burns up to Rs. 25000 and coverage of up to Rs. 10,000 in case the registered member succumbs to death due to burns.
Plan Details
| Sr. No. | Description of Extent of Burn Injury | Amount payable = % of the Coverage Amount |
|---|---|---|
| I | Third-degree burns of 30% or more of the total body surface area | 100% |
| II | Second-degree burns of 30% or more of the total body surface area | 50% |
| III | Third-degree burns of 20% or more, but less than 30% of the total body surface area | 80% |
| IV | Second-degree burns of 20% or more, but less than 30% of the total body surface area | 40% |
| V | Third-degree burns of 10% or more, but less than 20% of the total body surface area | 40% |
| VI | Second-degree burns of 10% or more, but less than 20% of the total body surface area | 20% |
| VII | Third-degree burns of 5% or more, but less than 10% of the total body surface area | 20% |
| VIII | Second-degree burns of 5% or more, but less than 10% of the total body surface area | 10% |
What's Covered
-
Accidental Death
Coverage can be availed of if the registered member suffers an injury during the cover period, which directly results in death within 1 year from the date of accident (including date of accident).
For a list of exclusions, please refer to the policy wordings. -
Coverage against burns
The plan offers coverage in case the registered member suffers an injury during the policy tenor, which directly results in second or third-degree burn injuries. The coverage is offered as per the details in the above table.
For a list of exclusions, please refer to the policy wordings.
Claim process
Insurer’s email: – claims@careinsurance.com
Insurer’s toll-free number: – 1800-102-4488
How to Apply
1.
Click on the 'Apply Now' button and share your basic details in the online application form.
2.
Check and confirm your application by entering the OTP received on your mobile number.
3.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4.
You will receive the details of your membership via email/WhatsApp.
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of the insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.