An injury or accident resulting from exposure to fire needs immediate medical attention. With Group Care 360 – Burns Cover from Care Health Insurance Ltd., you can get coverage of up to Rs. 25,000 for in-patient hospitalisation costs for treating burns and up to Rs. 10,000 in case of accidental death due to burn injuries.
Sr. No. | Extent of burn injury | Amount payable: % of coverage amount |
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1 | Third-degree burns on 30% or more of the total body surface area | 100% |
2 | Second-degree burns on 30% or more of the total body surface area | 50% |
3 | Third-degree burns on 20% or more but less than 30% of the total body surface area | 80% |
4 | Second-degree burns on 20% or more but less than 30% of the total body surface area | 40% |
5 | Third-degree burns on 10% or more but less than 20% of the total body surface area | 40% |
6 | Second-degree burns on 10% or more but less than 20% of the total body surface area | 20% |
7 | Third-degree burns on 5% or more but less than 10% of the total body surface area | 20% |
8 | Second-degree burns on 5% or more but less than 10% of the total body surface area | 10% |
The plan offers up to Rs. 10, 000 if the registered member dies of burn injuries within a year of the mishap.
For the list of exclusions, please refer to the policy wordings.
The plan offers compensation if the registered member suffers second or third-degree burns during the policy tenor. The coverage is offered as per the details in the table above.
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