Introduction
An injury or accident resulting from exposure to fire can be hazardous if not treated on time. The treatment of such an injury can be expensive. With Group Care 360 – Burns Cover from Care Health Insurance Co. Ltd., you can avail coverage for in patient hospitalization costs arising from treatment of burns upto Rs.25000 and death benefit of upto Rs.10,000 in case the registered member succumbs to death due to burns.
Plan Details
| Sr. No. | Description of Extent of Burn Injury | Amount payable = % of the Coverage Amount |
|---|---|---|
| I | Third degree burns of 30% or more of the total body surface area | 100% |
| II | Second degree burns of 30% or more of the total body surface area | 50% |
| III | Third degree burns of 20% or more, but less than 30% of the total body surface area | 80% |
| IV | Second degree burns of 20% or more, but less than 30% of the total body surface area | 40% |
| V | Third degree burns of 10% or more, but less than 20% of the total body surface area | 40% |
| VI | Second degree burns of 10% or more, but less than 20% of the total body surface area | 20% |
| VII | Third degree burns of 5% or more, but less than 10% of the total body surface area | 20% |
| VIII | Second degree burns of 5% or more, but less than 10% of the total body surface area | 10% |
What's Covered
-
Accidental Death
Coverage can be availed if the registered member suffers an injury during the cover period, which directly results in the registered member’s death within 12 months from the date of accident (including date of accident).
For list of exclusions, please refer to the policy wordings. -
Coverage against burns
The plan offers coverage in case the registered Member suffers an Injury during the Cover Year, which directly results in any of the second or third degree burn injuries, we will pay the amount as opted and as per above table.
For list of exclusions, please refer to the policy wordings.
Claim Process
Insurer’s E-mail – claims@careinsurance.com
Insurer’s Toll free number – 1800-102-4488
How to Apply
1.
Click on ‘Apply Now’ button and share your basic details in the online application form.
2.
Check and confirm your application by entering the OTP received on your mobile number.
3.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4.
You will receive the details of your membership via email/whatsapp.
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.