Blindness Cover

Medical treatment of of loss of sight can be expensive and can significantly increase your financial burden. With Group Care 360 - Blindness Cover from Care Health Insurance Ltd., you can avail coverage up to Rs. 3 lakh for in-patient hospitalization costs and pre/post hospitalization arising from treatment of blindness.

Policy duration: 1 year

• What’s Covered?

• 

  Hospitalisation Expenses

  Offered by Bajaj Finserv under Pocket Insurance & Subscriptions, Blindness Cover offers coverage against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days). The policy comes into effect only after confirmed diagnosis by a speacialist doctor.

• 

  Treatment Charges

  Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

• 

  Doctor’s Fees

  Doctor’s fees before, during and after hospitalization are covered under the plan.

• 

  Medication

  Expenses towards purchase of medicines related to hospitalization.

• 

  Ambulance expenses

  The plan covers ambulance expenses up to an amount of Rs. 2,000.

• Hospitalization resulting due to reason other than blindness.
• Any Pre-existing disease.
• Treatment for Low vision: ‘low vision’ is defined as visual acuity of less than 6/18 but equal to or better than 3/60, or a corresponding visual field loss to less than 20°, in the better eye with the best possible correction.
• Cases of blindness with low vision before the inception of policy.
• Cost of enucleation related to tumor’s or other eye defects.
• Cost of prosthesis for cosmetic correction.
• Visual aids implantable or external.

Applying for Blindness Cover requires you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

• Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
• Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
• Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You can raise a claim by reaching out to the insurer via one of the following ways:

• Insurer’s email   claims@careinsurance.com
• Insurer’s Toll free number  1800-102-4488