Balloon Valvotomy/Valvuloplasty Cover - Overview
A valvuloplasty/ balloon valvotomy is a complex procedure which usually comes with huge treatment costs. Bajaj Finance brings to you Group Care 360 - Balloon Valvotomy/Valvuloplasty Cover from Care Health Insurance Ltd. This membership plan has been designed to offer you coverage of up to Rs. 3 lakh for in-patient care, pre-hospitalisation, and post hospitalization.
Plan Details
| Sum Insured | Premium incl. taxes |
|---|---|
| Up to Rs. 1 lakh | Rs. 271 |
| Up to Rs. 2 lakh | Rs. 531 |
| Up to Rs. 3 lakh | Rs. 684 |
Policy duration: 1 year
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What’s Covered?
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Diagnostics test
The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.
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Treatment Charges
Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.
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Doctor’s Fees
Doctor’s fees before, during and after hospitalization are covered under the plan.
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Medication
Expenses towards purchase of medicines related to hospitalization.
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Ambulance expenses
The plan covers ambulance expenses up to an amount of Rs. 2,000.
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Note: The diagnosis must be supported by the clinical confirmation of an appropriate medical consultant. The initial waiting period for the plan to come into effect is 90 days.
What’s Not Covered / Exclusions
- Hospitalization resulting due to any reason other than Balloon Valvotomy/Valvuloplasty.
- Hospitalization within the first 90 days from policy start date.
- Any Pre-existing disease.
How To Apply?
Applying for the Balloon Valvotomy/Valvuloplasty Cover requires you to fill in the online application form and make the premium payment using your preferred mode of payment. Here is the step-by-step process to complete the purchase.
- Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
- Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
- Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
Claim Process
You can raise a claim by reaching out to the insurer via one of the following ways:
- E-mail – claims@careinsurance.com
- Toll free number – 1800-102-4488
Contact Us
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”