Travel is always rejuvenating. Exploring exciting destinations, capturing lifetime memories, making the most of every minute. When you travel across the globe, safeguarding these experiences becomes even more essential, and Bajaj Allianz Travel Companion does just that for you.
Bajaj Allianz Travel Companion covers the needs of the international travellers. With options of taking an individual plan, family floater, or for students, senior citizens-- this plan covers incidental expenses like loss of baggage and passport, medical emergencies, personal accident, protection against personal legal liability, hijack, and more.
The Travel Companion Plan offers a wide-range of travel plans for every travel need; from individual plans like travel care, travel secure, travel value, travel Asia to a family plan - travel family and even a senior citizen plan - travel age. Special plans are also available for corporates and students.
The policy covers personal accident for travellers, which will be 50% of the maximum sum assured in the death of the insured person below 18 years. It also covers the medical expenses and repatriation, including medical evacuation to a hospital in India pre-approved by the claim administrator.
This policy offers the insured direct settlement for in-hospital medical expenses abroad, subject to the policy terms and conditions.
This is an assistance service that provides emergency cash advance during incidents such as theft or burglary of luggage or money or hold-ups. They coordinate with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, including the delivery charges.
This policy covers the loss of checked baggage. The maximum cost cover per baggage will be 50%, and per item in the baggage will be 10%.
A unique sporting gesture offered in this plan covers expenses incurred on celebrating a hole-in-one. This is valid worldwide (except India), at any golf course recognized by the United States Golfer’s Association.
The plan variants for this policy are as follows:
|Premium Table(US$50000) (In Rs.)|
|Excluding USA/Canada||Including USA/Canada|
|Age||1/2-40 yrs.||41-60 yrs.||1/2-40 yrs.||41-60 yrs.|
|Days of Travel|
|151-180||3,337||3,915||6,185||7,609||premium quoted here is exclusive of applicable Service tax/Cess/statutory levies/other taxes etc. and the quoted premium along with applicable Service tax/Cess/statutory levies/other taxes has to be received by our Company prior to our assuming risk|
To buy the Bajaj Allianz General Insurance Travel Companion Policy please follow the below steps:
Here are a few steps to process your claim:
For Cashless Travel Insurance Claim
• Send in the minimal documents, and the insurer will verify them against the policy
• The insurer will send a payment letter guarantee to the healthcare provider within two working days
• The insurer will send a query letter to the insured and the healthcare provider asking for some more information wherever needed
• On receiving the information requested, the insurer payment letter guarantee is released after due diligence within three working days
For travel insurance reimbursement claim
• Collect and submit all hospitalization related documents
• Customary verification of all required documents is carried out
• Intimation of any deficiency of information is sent with enough time to provide further information
• Upon receiving the requisite documents and further scrutiny, the general insurance claims settlement process is initiated, and the payment released via NEFT in an Indian bank account within ten working days
• In case of failure to provide us with the pending paperwork, three reminders are sent, each 15 days apart, from the date of intimation
• In case the pending documents are not shared within three reminders (45 days) from the date of intimation, the claim will be closed, and an intimation sent.
• If the general insurance claim doesn’t fall within the policy’s purview, the claim is denied, an intimation is sent will deny the claim and send you a letter stating the same.
Cashless overseas hospitalization
• Visit any of the nearest healthcare providers for urgent treatment or rehabilitation. In case the bills exceed USD 500(Rs. 37,466), apply for our cashless facility
• In case the bill is less than USD 500 (Rs. 37,466), file a hassle-free reimbursement claim
• Intimation for the claim needs to be made by your colleague or co-traveller within 48 hours through any of the following ways:
Call us at +91-20-30305858 (chargeable)
The Bajaj Allianz Travel Companion Policy does not cover losses under the exclusions mentioned below:
BFL Helpline Number: 08698010101
Bajaj Allianz General Insurance Helpline Number: 1800-209-0144 /1800-209-5858
E-mail – email@example.com
Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
“Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage. Please refer to the insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.”