Travel is always rejuvenating. Exploring exciting destinations, capturing lifetime memories is fun. But it is also important to safeguard your travel with a travel insurance policy that covers you against any unforeseen event.
Bajaj Allianz General Insurance Travel Companion covers the needs of the international travellers. This policy offers various plan options such as individual plan, family floater, students plan or senior citizens plan. It covers incidental expenses like loss of baggage and passport, medical emergencies, personal accident, protection against personal legal liability, hijack, and more.
Here are the key features and benefits covered under this policy:
The policy offers a wide-range of travel plans for every travel need; from individual plans like travel care, travel secure, travel value, travel Asia to a family plan like travel family and even a senior citizen plan like travel age. Special plans are also available for corporates and students.
Travellers can get personal accident coverage, which will be 50% of the maximum sum assured in case of the insured’s demise (age below 18 years). It also covers the medical expenses and repatriation including medical evacuation to a hospital in India i.e. pre-approved by the claim administrator.
This policy offers the insured direct settlement for in-hospital medical expenses abroad, subject to the policy terms and conditions.
This is an assistance service that provides emergency cash advance during incidents such as theft or burglary of luggage or money or hold-ups. The insurer coordinates with the insured person's relatives in India to provide emergency cash assistance to the insured as per his requirement, including the delivery charges.
This policy covers the loss of checked baggage. The maximum cost cover per baggage will be 50%, and per item in the baggage will be 10%.
A unique sporting gesture offered in this policy covers expenses incurred on celebrating a hole-in-one. This is valid worldwide (except India), at any golf course recognised by the United States Golfer’s Association.
Here are the plan variants of the policy:
|Premium table (US$50000) (in Rs.)|
|Excluding USA/Canada||Including USA/Canada|
|Age||1/2-40 yrs.||41-60 yrs.||1/2-40 yrs.||41-60 yrs.|
|Days of travel|
|Premium quoted here is exclusive of applicable service tax/cess/statutory levies/other taxes etc. and the quoted premium along with applicable service tax/cess/statutory levies/other taxes has to be received by our company prior to the assuming risk|
In order to purchase the policy, follow these steps:
Here are a few steps to process your claim:
For cashless travel insurance claim
For travel insurance reimbursement claim
Here are some of the exclusions under the policy:
For claim/assistance, you can contact the insurer/us through one of the following ways:
BFL Helpline Number: 08698010101
Bajaj Allianz General Insurance Helpline Number: 1800-209-0144/1800-209-5858
E-mail – email@example.com
Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Bajaj Finance Limited (BFL) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd., Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of independent due diligence on the suitability, viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage. Please refer to the insurer's website for policy wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any will be as per the prevailing tax laws. Tax laws are subject to change. BFL does not provide tax/investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.
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