Bacterial Meningitis Cover

Bacterial meningitis may lead to permanent disability or death. Treatment of the same may involve huge medical costs. Bajaj Finance brings to you Group Care 360 - Bacterial Meningitis Cover from Care Health Insurance Ltd., which helps you take care of medical expenses on in-patient hospitalization, pre/post hospitalization and other medical procedures involved in treatment of Bacterial Meningitis.

Policy duration: 1 year

• What’s Covered?

• 

  Hospitalisation Expenses

  Offered by Bajaj Finserv under Pocket Insurance & Subscriptions, Blindness Cover offers coverage against hospitalisation expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post hospitalisation expenses (for up to 60 days). The policy comes into effect only after confirmed diagnosis by a speacialist doctor.

• 

  Diagnostics test

  The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.

• 

  Treatment Charges

  Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

• 

  Doctor’s Fees

  Doctor’s fees before, during and after hospitalization are covered under the plan.

• 

  Medication

  Expenses towards purchase of medicines related to hospitalization.

• 

  Ambulance expenses

  The plan covers ambulance expenses up to an amount of Rs. 2,000.

• Note: The diagnosis must be supported by the clinical confirmation of an appropriate medical consultant. The initial waiting period for the plan to come into effect is 90 days.

• Hospitalization resulting for any reason other than Bacterial Meningitis.
• Any Pre-existing disease
• Bacterial Meningitis in the presence of HIV infection
• Hospitalization within the first 90 days from policy start date

To read the full list of exclusions, please refer to the policy document.

Applying for the Bacterial Meningitis Cover needs you to fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

• Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form.
• Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
• Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You can raise a claim by reaching out to the insurer via one of the following ways:

• E-mail –  claims@careinsurance.com
• Toll free number –  1800-102-4488