Bacterial Meningitis Cover

Bacterial meningitis is a serious illness that infects the membranes covering the brain and spinal cord. Expensive to treat, the disease can lead to disability and even death. Bajaj Finserv brings you Group Care 360 - Bacterial Meningitis Cover from Care Health Insurance Ltd., which helps you meet in-patient/pre/post-hospitalisation costs as well as other medical expenses involved in treating this disease meningitis.

Policy duration: 1 year

• What’s covered?

• 

  Hospitalisation expenses

  Offered by Bajaj Finserv under Pocket Insurance and Subscriptions, Bacterial Meningitis Cover offers coverage against hospitalisation and related expenses towards the disease. Coverage includes expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days) and post-hospitalisation expenses (for up to 60 days). The policy comes into effect only after a confirmed diagnosis by a specialist doctor.

• 

  Diagnostic tests

  The plan the covers cost of conducting diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period.

• 

  Treatment charges

  Treatment charges covered include hospital room rent and expenses on ICU, transfusions, doctor fees, medicines and tests.

• 

  Doctor’s fees

  The doctor’s fees before, during and after hospitalisation are covered under the plan.

• 

  Medication

  Expenses on medicines related to hospitalisation are covered.

• 

  Ambulance expenses

  The plan covers ambulance expenses of up to Rs. 2,000.

• Note: The diagnosis must be confirmed by an appropriate medical consultant. The plan comes into effect in 90 days.

• Hospitalisation for any reason other than bacterial meningitis.
• Any pre-existing disease
• Bacterial meningitis in the presence of HIV infection
• Hospitalisation within the first 90 days of the policy’s start date

Please refer to the policy document for the full list of exclusions.

To apply for Bacterial Meningitis Cover, you need to fill an online application form and pay the premium using your preferred payment mode. Here is the step-by-step process:

• Step 1: Click on the ‘Buy Now’ button on this page and share your basic details form.
• Step 2: Check and confirm your application by entering the OTP sent to your mobile number.
• Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You can raise a claim by contacting the insurer in one of the following ways:

• E-mail –  claims@careinsurance.com
• Toll-free number – 1800-102-4488