Doctor Loan for equipment upgrade

The quality of your diagnostic equipment is one of the most important factors in operating a clinic. However, keeping medical equipment in peak condition is an expensive undertaking as a single machine part can cost lakhs of rupees. Invest in the latest equipment for your clinic with a doctor loan of up to Rs. 80 lakh.

APPLY
Add Diagnostic Services

ADD DIAGNOSTIC SERVICES

Provide diagnostic checks for your patients in-house instead of referring them to an external facility. The convenience of being able to get laboratory tests done on the spot will keep them returning to you for future treatment.

Increase Staff Productivity

INCREASE STAFF PRODUCTIVITY

Automate processes where possible and provide your services to more patients, faster. Invest in hospital management systems and a digital registry of patients to decrease the amount of paperwork for your staff.

Deploy New Technology

DEPLOY NEW TECHNOLOGY

Give your patients the most recent treatments by staying abreast of healthcare breakthroughs. To broaden the scope of the services that you provide, update your clinic’s equipment, or purchase new equipment altogether.

Expand Your Practice

EXPAND YOUR PRACTICE

If you are looking to expand your clinic to a larger space or add a new location, you will need to purchase new machinery or get them on lease. In either event, you will need tens of lakhs of rupees.

Upgrade Current Equipment

UPGRADE CURRENT EQUIPMENT

Invest in technological upgrades for the equipment you already have to make your diagnoses more accurate. Buy newer and more advanced versions of your current diagnostic machines, and provide your patients with the best possible care.

Frequently asked questions

What is the Flexi Term (Dropline) Loan facility?

The Flexi Term (Dropline) Loan facility is a unique financial offering that lets you withdraw and prepay funds from your loan limit as per your requirement

In Flexi Hybrid Term Loans, you are charged interest only on the amount you utilise, and you have the option to reduce your EMIs during the initial tenure.

Where can I find the loan account statement for my doctor loan?

Your loan account statement, your repayment schedule, and all other details of your doctor loan are available on our customer portal, My Account. In fact, you can see details of all your previous transactions with Bajaj Finance under the My Relations tab on the customer portal.

What is the maximum loan amount you can get with a doctor loan?

Bajaj Finance offers doctor loans of up to Rs. 80 lakh. You can check the doctor loan amount pre-approved for you by sharing a few basic details with us. Alternatively, you can enter your details in the online form and apply for a doctor loan.

What is the difference between a Flexi Hybrid Term Loan and a Term Loan?

A Flexi Hybrid Term Loan and a Term Loan are two variants of doctor loans offered by Bajaj Finance.

A Term Loan is a regular doctor loan, where you avail of the amount you need and repay it over the loan tenure. Your instalments comprise an interest component and a principal component, and the EMI amount remains fixed throughout the tenure.

The Flexi Term (Dropline) Loan is a smart loan option that gives you access to a loan limit that you can withdraw from and repay as per your convenience. With the Flexi Hybrid Term Loan, you have the option of interest-only EMIs for the initial part of the tenure.

As the name suggests, the Flexi variants are more flexible, and offer you the chance to reduce the burden of loan repayments.

How do I apply for a loan for doctors?

If you are a pre-approved customer of Bajaj Finance, you can check your doctor loan offer by entering your name and phone number here. With pre-approved offers of up to Rs. 80 lakh, applying for a doctor loan is quick and easy.

If you are new to Bajaj Finance, you can apply for a doctor loan by filling up the online application form and submitting your KYC and other documents. Make sure you read about the documents required and the eligibility criteria before applying for a doctor loan.

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