Animal Bite Cover

Animal bites can sometimes cause fatal infections. The Group 360 - Animal Bite cover from Care Health Insurance Co. Ltd. has been designed to help you avail coverage for hospitalization expenses incurred in treating injuries or infections caused due to animal bites.

Policy duration: 1 year

Accidental death benefit of 10,000 Sum Assured

• What’s Covered?

• 

  Hospitalisation Expenses

  The plan covers all medical expenses incurred on treating animal bites, including the expenses incurred during the pre and post hospitalization period for a period up to 30 days and 60 days respectively.

• 

  Diagnostics test

  The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.

• 

  Treatment Charges

  Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

• 

  Doctor’s Fees

  Doctor’s fees before, during and after hospitalization are covered under the plan.

• 

  Medication

  Expenses towards purchase of medicines related to hospitalization.

• 

  Ambulance expenses

  The plan covers ambulance expenses up to an amount of Rs. 2,000.

• Note: The diagnosis must be supported by the clinical confirmation of an appropriate medical practitioner. The initial waiting period for the plan to come into effect is 90 days.

• 

  Accidental death benefit

  In an unfortunate incident of death of the registered member, an accidental death benefit of Rs. 10,000 is offered to the nominee.

• Hospitalization resulting from reason other than animal bite.
• Any Pre-existing disease/animal bite is excluded.

For a full list of exclusions, please refer to the policy wordings.

To read the full list of exclusions, please refer to the policy document.

To apply for the Animal Bite Cover, just fill in the online application form and pay the premium using your preferred mode of payment. Here is the step-by-step process to complete the purchase.

• Step 1: Click on ‘Apply Now’ button and share your basic details in the online application form
• Step 2: Check & Confirm your application by entering the OTP received on your mobile number.
• Step 3: Pay the premium of via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

You can raise a claim by reaching out to the insurer via one of the following ways:

• E-mail –  claims@careinsurance.com
• Toll free number –  1800-102-4488