Alzheimer’s Disease Cover - Overview

Alzheimer’s disease is a type of dementia that affects the ability of a person to execute daily activities and fulfil basic needs. The progression of this disease can be delayed with regular medication and treatments, which may also need hospitalization. These hospitalization expenses can strain the finances of one’s family. One can get protected against these unplanned expenses, by choosing the right insurance plan.

With Group Care 360 - Alzheimer Disease Cover from Care Health Insurance Limited, one can get coverage for expenses related to in-patient hospitalisation, pre and post hospitalization (up to 60 days), and ambulance expenses.

Plan Details

Sum Insured Premium incl. taxes
Up to Rs. 1 lakh Rs. 271
Up to Rs. 2 lakh Rs. 531
Up to Rs. 3 lakh Rs. 684

Policy duration: 1 year

  • What’s Covered?

  • Hospitalisation Expenses

    Alzheimer’s Disease Cover offers coverage up to Rs. 3 lakh for expenses on in-patient care, pre-hospitalisation expenses (up to 30 days), and post hospitalisation expenses (up to 60 days).

  • Diagnostics test

    The plan covers cost of conducting diagnostics test before (within the specified pre-hospitalization period) or during the hospitalization period.

  • Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

  • Doctor’s Fees

    Doctor’s fees before, during and after hospitalization are covered under the plan.

  • Medication

    Medication

    Expenses towards purchase of medicines related to hospitalization.

  • Ambulance expenses

    Ambulance expenses

    The plan covers ambulance expenses up to an amount of Rs. 2,000.

  • Note: The diagnosis must be supported by the clinical confirmation of an appropriate consultant neurologist and supported by the Company’s appointed doctor. The initial waiting period for the plan to come into effect is 90 days.

What’s Not Covered

  • Hospitalization resulting other than due to Alzheimer’s disease
  • Hospitalization within the first 90 days from the date of commencement of the membership.
  • Any pre-existing disease.
  • Non-organic diseases such as neurosis and psychiatric illnesses.
  • Alcohol related brain damage.
  • Any other type of irreversible organic disorder/dementia.
  • Psychiatric treatment directly or indirectly related to Alzheimer’s disease.

To read the full list of exclusions, please refer to the policy document.

How To Apply?

To apply for Alzheimer’s Disease Cover, you are required to fill in the online application form and pay the premium using any pf the available modes of payment. Here is a step-by-step process to complete your purchase.

  • Step 1: Click on ‘Apply Now’ button. Fill in your basic details in the online application form.
  • Step 2: Authenticate by entering the OTP received on the mobile number entered by you.
  • Step 3: Make the premium payment using credit/debit card, UPI, mobile wallet, or any other available payment mode..

Claim Process

To raise a claim request, you may reach out to the insurer via:

Contact Us

In case of queries related to coverage, exclusions, or claim process, please get in touch with us at  pocketservices@bajajfinserv.in.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”