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Alzheimer’s Disease Cover - Overview

Alzheimer’s disease is a neurological disorder that affects one’s social and behavioral skills, memory and the ability to function independently. While there is no known cure for this type of dementia, its progression can be delayed with regular medication and treatment. Such expenses can add to the patients’ family’s mental and financial strain. You can protect against these expenses with the right insurance plan.

With Group Care 360 - Alzheimer Disease Cover from Care Health Insurance Limited, you get coverage for various treatment-related expenses, including in-patient, pre- and post-hospitalisation costs.

Plan details

Sum Insured Premium (incl. taxes)
Up to Rs. 1 lakh Rs. 271
Up to Rs. 2 lakh Rs. 531
Up to Rs. 3 lakh Rs. 684

Policy duration: One year

  • What’s covered?

  • Hospitalisation expenses

    Alzheimer’s Disease Cover offers coverage of up to Rs. 3 lakh for expenses on in-patient care, pre-hospitalisation expenses (for up to 30 days), and post-hospitalisation expenses (for up to 60 days).

  • Diagnostic tests

    The plan covers the cost of conducting diagnostic tests before (within the specified pre-hospitalisation period) or during the hospitalisation period.

  • Treatment charges

    Treatment charges covered include hospital room rent and expenses on ICU, transfusions, doctor fees, medicines and tests.

  • Doctor’s fees

    The doctor’s fees before, during and after hospitalisation are covered under the plan.

  • Medication

    Medication

    Expenses on medicines related to hospitalisation are covered.

  • Ambulance expenses

    Ambulance expenses

    The plan covers ambulance expenses of up to Rs. 2,000.

  • Note: The diagnosis must be supported by the clinical confirmation of an appropriate consultant neurologist and company’s appointed doctor. The waiting period for the plan to come into effect is 90 days.

What’s not covered?

  • Hospitalisation for any reason other than Alzheimer’s disease
  • Hospitalisation within the first 90 days of the policy’s start date
  • Any pre-existing disease.
  • Non-organic diseases such as neurosis and psychiatric illnesses
  • Alcohol related brain damage.
  • Any other type of irreversible organic disorder/dementia.
  • Psychiatric treatment directly or indirectly related to Alzheimer’s disease.

Please refer to the policy document for the full list of exclusions.

How to apply?

To apply for Alzheimer’s Disease Cover, fill an online application form and pay the premium using any available payment mode. Here is a step-by-step process:

  • Step 1: Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
  • Step 2: Authenticate the application by entering the OTP sent to your mobile number.
  • Step 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

Claim process

To raise a claim request, you contact the insurer via:

Contact us

If you have queries about coverage, exclusions, or claims, write to us at pocketservices@bajajfinserv.in.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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