Excessive alcohol consumption is bad for health. It affects the vital organs of the body like liver, kidneys, and pancreas. Regular alcohol drinkers are at high risk of developing several long-term conditions like alcoholic liver disease.
To help you keep a track of your health, Bajaj Finance offers Alcoholism Care Plan by Bajaj Finserv Health Ltd (BFHL) that provides lab test packages, doctor consultation benefits and network discounts. It is an essential health package that helps you prevent any health problems like urinary tract infections among others.
|Lab test package (Pre-defined)
|Number of tests||Membership fee|
|Kidney function test||one|
|Liver function test||one|
|in-patient department/ doctor consultation benefit
(Open market reimbursement)
Benefits up to Rs. 1,000
|Network discount (prime network)||- 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacle and pharmacy- 5% discount on in-patient department room rent
- Free ambulance service on in-patient department admission
The plan consists of a pre-defined set of tests aimed to identify and minimise the risk factors in addition to detecting illnesses at an early stage.
- Every policy year, you will have the option to undergo a check-up for a pre-defined lab test package as per the plan chosen.
- Only adults listed under the policy are eligible to take the healthcare tests. The tests will only be available at the prime partner hospitals and labs of Bajaj Finserv Health Ltd, which are updated regularly.
With the doctor consultation benefit, you can seek consultation from a doctor who holds a minimum degree of MBBS, BDS, BAMS, or BHMS of up to the benefit amount mentioned under plan details. If the plan mentions any specialisation of the doctor, then you will have to consult the specific doctor/medical practitioner who holds the stated specialisation. In case no speciality is mentioned, you can consult any doctor of your choice. Here are some of the benefits that you can avail.
- Consult a doctor of your choice, subject to a minimum degree of MBBS, BDS, BAMS, and BHMS (allopathic, dental, homeopathic, and ayurvedic dental) as per the doctor speciality offered in the plan.
- This benefit can be availed by all members listed under the policy.
- The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of beneﬁts.
Submit the invoice for reimbursement. The invoice should clearly state doctor consultation fees, doctor name and speciality, doctor registration number, date of consultation, doctor stamp, and customer details for reimbursement.
Discounts are offered on healthcare expenses within the Bajaj Finserv Health Prime Network which is a network of expert doctors, hospitals and diagnostic centres. Here is the list of discounts offered under this plan.
1. OPD Consultation discount: 10%
2. Lab and radiology discount: 10%
3. Health plans and packages discount: 10%
4. Pharmacy discount: 10%
5. Spectacle discount: 10%br> 6. Dental procedure discount: 10%
7. Room rent discount: 5%
8. Free ambulance for in-patient department admissions
- Network discounts are applicable only at the Bajaj Finserv Health Prime Network. Also note that all network discounts may not be applicable at all Bajaj Finserv Health Prime Networks.
- Network discounts can be utilised multiple times (unlimited) with no capping on the maximum discount by the member.
Exclusions under lab test package
Exclusions under OPD/doctor consultation benefit
Exclusions to availing network discounts
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
Doctor Consultation Benefit/Lab and Radiology Benefit
The reimbursement claims for doctor consultations or lab and radiology benefits can be raised in the following three ways:
You can raise and avail of the benefit of cashless claims or teleconsultation, by following any of the two methods listed below:
Lab Test Package (Prime Network Only)
You can avail of the cashless claims for the lab test package, in the following ways:
Bajaj Finserv Health Prime Network offers discounts on healthcare services, which can be availed in the following ways:
A pre-employment health check-up is an essential part of the employee benefit of any organisation. This gives assurance and informs the company about the health status and welfare of the newly appointed employee at the organisation. This significantly checks the comprehensive health condition of every person. As a result, employers may have to step in for the betterment of the business.
This pre-medical examination is productive for both employers and employees. The primary motive of conducting a pre-employment medical test is to ensure that the newly hired candidate is free of any medical condition that could harm other employees at the organisation. Furthermore, it establishes a record of baseline health, depending on which the upcoming health condition of the employee can be compared.
Some specific pre-employment medical check-ups depend on factors like geographic location and job responsibilities. Here are some of the pre-employment check-ups, including:
As per the Factories Act, 1948, the Indian Government has made it mandatory for industrial endeavours to perform pre-employment health check-ups for all the contractual and permanent employees working in manufacturing industries. These medical check-ups ensure the safety and health of employees. Furthermore, this pre-employment health check-up is also conducted in various organisations to maintain a safe and productive environment among employees.
Since these medical check-ups involve various lab tests and doctor’s consultations, individuals can choose the pre-employment health check-up plan extended by Bajaj Finserv Health Limited, which provides a wide range of discounts and benefits on the necessary medical check-up.
Usually, a pre-employment health check-up may take 15-90 minutes based on the test and assessments category. Moreover, it also depends on the number of medical tests and the diagnostic centre where it would happen.
The five basics pre-employment medical tests conducted by the organisation are:
In case you have any queries about coverage, exclusions, or claims, please write to us at firstname.lastname@example.org.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.