back

Preferred Language

Preferred Language

null

Alcoholism Care Plan

Quick Connects Buy Now

Excessive alcohol consumption is bad for health. It affects the vital organs of the body like liver, kidneys, and pancreas. Regular alcohol drinkers are at high risk of developing several long-term conditions like alcoholic liver disease.

To help you keep a track of your health, Bajaj Finance offers Alcoholism Care Plan by Bajaj Finserv Health Ltd (BFHL) that provides lab test packages, doctor consultation benefits and network discounts. It is an essential health package that helps you prevent any health problems like urinary tract infections among others.

Plan Details

Alcoholism Care
Lab test package (Pre-defined)
(Prime network)
Number of tests Membership fee
Lipid profile one
Rs. 2,099
Kidney function test one
Liver function test one
Haemogram one
Vitamin B12 one
HbA1C one
in-patient department/ doctor consultation benefit
(Open market reimbursement)
Benefits up to Rs. 1,000
General physician
Network discount (prime network) - 10% discounts on doctor consultation, lab tests, preventive health check-up, dental procedures, spectacle and pharmacy- 5% discount on in-patient department room rent
- Free ambulance service on in-patient department admission

What's Covered

  • Money-in-bank

    Lab test package (Prime Network)

    The plan consists of a pre-defined set of tests aimed to identify and minimise the risk factors in addition to detecting illnesses at an early stage.
    - Every policy year, you will have the option to undergo a check-up for a pre-defined lab test package as per the plan chosen.
    - Only adults listed under the policy are eligible to take the healthcare tests. The tests will only be available at the prime partner hospitals and labs of Bajaj Finserv Health Ltd, which are updated regularly.

  • Money-in-bank

    OPD/doctor consultation benefit

    With the doctor consultation benefit, you can seek consultation from a doctor who holds a minimum degree of MBBS, BDS, BAMS, or BHMS of up to the benefit amount mentioned under plan details. If the plan mentions any specialisation of the doctor, then you will have to consult the specific doctor/medical practitioner who holds the stated specialisation. In case no speciality is mentioned, you can consult any doctor of your choice. Here are some of the benefits that you can avail.
    - Consult a doctor of your choice, subject to a minimum degree of MBBS, BDS, BAMS, and BHMS (allopathic, dental, homeopathic, and ayurvedic dental) as per the doctor speciality offered in the plan.
    - This benefit can be availed by all members listed under the policy.
    - The benefit amount can be claimed in a single visit or spread over multiple visits for doctor consultations to the extent of the value of benefits.

    Note:
    Submit the invoice for reimbursement. The invoice should clearly state doctor consultation fees, doctor name and speciality, doctor registration number, date of consultation, doctor stamp, and customer details for reimbursement.

  • Money-in-bank

    Network discounts

    Discounts are offered on healthcare expenses within the Bajaj Finserv Health Prime Network which is a network of expert doctors, hospitals and diagnostic centres. Here is the list of discounts offered under this plan.

    1. OPD Consultation discount: 10%
    2. Lab and radiology discount: 10%
    3. Health plans and packages discount: 10%
    4. Pharmacy discount: 10%
    5. Spectacle discount: 10%br> 6. Dental procedure discount: 10%
    7. Room rent discount: 5%
    8. Free ambulance for in-patient department admissions

    Note:
    - Network discounts are applicable only at the Bajaj Finserv Health Prime Network. Also note that all network discounts may not be applicable at all Bajaj Finserv Health Prime Networks.
    - Network discounts can be utilised multiple times (unlimited) with no capping on the maximum discount by the member.

What’s not Covered

Exclusions under lab test package

  • Lab test package cannot be availed outside the Bajaj Finserv Health Prime Network
  • Home collection facility will be available only at selected locations. For locations where home sample collection is not available, the customer will have to physically go and take the tests.
  • Entire Lab test package will have to be utilised at one instance by any adult included in the policy. The benefit is not transferrable to any other member
  • Cannot carry forward any unused benefit, even while repurchasing/renewing the policy after one year
  • Benefit is not redeemable against cash

Exclusions under OPD/doctor consultation benefit

  • Reimbursements will not be made for any medical procedures undertaken
  • Benefit is not transferrable to anyone else, even to family members if not covered under the policy
  • Cannot carry forward any unused benefit, even while repurchasing/renewing the policy after one year
  • Benefit is not redeemable against cash
  • Doctor consultation benefit cannot be clubbed with any other benefit

Exclusions to availing network discounts

  • Network discounts cannot be clubbed with any other benefits
  • Network discounts cannot be utilized outside the Bajaj Finserv Health Prime network

How to apply

1

Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/WhatsApp.

Claim Process

Doctor Consultation Benefit/Lab and Radiology Benefit

The reimbursement claims for doctor consultations or lab and radiology benefits can be raised in the following three ways:

  • Bajaj Finserv Health App
  • Download the Bajaj Finserv Health app
  • Sign-up using the registered mobile number
  • Under my ‘Health Plans’, select the purchased plan
  • Select ‘Doctor Consultation’ or ‘Lab & Radiology Benefit’, as per your choice
  • Enter the necessary details and upload the invoice
  • Share bank account details and upload a cancelled cheque
  • Submit the claim
  • The claim will be reimbursed within 48 working hours directly into your bank account

 

  • Bajaj Finserv Health Website
  • Sign-up on the Bajaj Finserv Health website
  • Under my ‘Health Plans’, select the purchased plan
  • Select ‘Doctor Consultation’ or ‘Lab & Radiology Benefit’, as per your choice
  • Enter the necessary details and upload the invoice
  • Share bank account details and upload a cancelled cheque
  • Submit the claim
  • The claim will be reimbursed within 48 working hours directly into your bank account

 

  • Emailing to Customer Service
  • Email to customercare@bajajfinservhealth.in
  • Attach a scanned copy of the invoice with all the details visible
  • Mention details like hospital/lab name, patient name, and bill amount
  • Share bank details (account number, bank name, IFSC, primary account holder’s name) and upload a cancelled cheque
  • The claim will be reimbursed within 48 hours directly into your bank account

 

Tele-consultation Benefit

You can raise and avail of the benefit of cashless claims or teleconsultation, by following any of the two methods listed below:

  • Bajaj Finserv Health App
  • Download the Bajaj Finserv Health app
  • Sign-up using the registered mobile number
  • Under ‘My Health Plans’, select the purchased plan
  • Select the ‘Teleconsultation benefit’ option
  • Select the doctor of choice from the list of doctors
  • Select the date and time of choice
  • Submit
  • The customer will receive the link to join the call, 15 mins before the consultation
  • The doctor will join the call on the scheduled day and time

 

  • Bajaj Finserv Health Website
  • Start by visiting bajajfinservhealth.in website
  • Sign-up using the registered mobile number
  • Under my “Health Plans”, select the Purchased plan
  • Select the ‘Tele-consultation benefit’ option
  • Select the doctor of choice from the list of doctors
  • Select the date and time of choice
  • Submit
  • The customer will receive the link to join the call 15 mins before the consultation
  • The doctor will join the call on the scheduled day and time

 

Lab Test Package (Prime Network Only)

You can avail of the cashless claims for the lab test package, in the following ways:

  • Bajaj Finserv Health App
  • Download the Bajaj Finserv Health app
  • Sign-up using the registered mobile number
  • Under ‘My Health Plans’, select the purchased plan
  • Select the ‘Lab test package benefit’ option
  • Select the hospital/lab of your choice
  • Enter the date of redemption and confirm
  • An SMS with the voucher link will be shared on the registered mobile number. Share the voucher code to reap cashless lab test package benefits

 

  • Bajaj Finserv Health Website
  • Start by visiting bajajfinservhealth.in website
  • Sign-up using the registered mobile number
  • Under ‘My Health Plans’, select the purchased plan
  • Select the ‘Lab test package benefit’ option
  • Select the hospital/lab of your choice
  • Enter the date of redemption and confirm
  • An SMS with the voucher link will be shared on the registered mobile number. Share the voucher code to reap cashless lab test package benefits

 

  • Emailing to Customer Service
  • Send an email tocustomercare@bajajfinservhealth.in
  • Mention details like hospital/lab name, customer name, and date
  • The customer care executive will call to confirm the customer’s identity using OTP
  • SMS with voucher link shared on the registered mobile number
  • An SMS with the voucher link will be shared on the registered mobile number. Share the voucher code to reap cashless lab test package benefits

 

Network Discounts

Bajaj Finserv Health Prime Network offers discounts on healthcare services, which can be availed in the following ways: 

  • Visit the healthcare services offered by any hospital/lab, which is a part of the Bajaj Finserv Health Prime Network
  • Mention the benefit requested on the network, along with your registered mobile number to the billing executive
  • You’ll receive an OTP, which needs to be shared with the executive. 
  • On sharing the OTP, you can avail of up to 10% discounts on select services at the hospital/network under the Bajaj Finserv Health Prime Network.

Frequently asked questions about Pre-Employment Health Check-up

What is a pre-employment health check?

A pre-employment health check-up is an essential part of the employee benefit of any organisation. This gives assurance and informs the company about the health status and welfare of the newly appointed employee at the organisation. This significantly checks the comprehensive health condition of every person. As a result, employers may have to step in for the betterment of the business.

This pre-medical examination is productive for both employers and employees. The primary motive of conducting a pre-employment medical test is to ensure that the newly hired candidate is free of any medical condition that could harm other employees at the organisation. Furthermore, it establishes a record of baseline health, depending on which the upcoming health condition of the employee can be compared.

What does a pre-employment health screening consist of?

Some specific pre-employment medical check-ups depend on factors like geographic location and job responsibilities. Here are some of the pre-employment check-ups, including:

  • Drug and alcohol test
  • Routine physical examination
  • Heart health test
  • Physical ability test
  • Blood pressure and pulse check
  • Chest X-ray
  • Urinalysis
However, the health check-up conducted by the organisations must comply with certain legal guidelines at the state, national and sometimes regional level.

Is pre-employment medical check-up compulsory?

As per the Factories Act, 1948, the Indian Government has made it mandatory for industrial endeavours to perform pre-employment health check-ups for all the contractual and permanent employees working in manufacturing industries. These medical check-ups ensure the safety and health of employees. Furthermore, this pre-employment health check-up is also conducted in various organisations to maintain a safe and productive environment among employees.

Since these medical check-ups involve various lab tests and doctor’s consultations, individuals can choose the pre-employment health check-up plan extended by Bajaj Finserv Health Limited, which provides a wide range of discounts and benefits on the necessary medical check-up.

How long does the pre-employment medical test take?

Usually, a pre-employment health check-up may take 15-90 minutes based on the test and assessments category. Moreover, it also depends on the number of medical tests and the diagnostic centre where it would happen.

What are the five basics of pre-employment medical?

The five basics pre-employment medical tests conducted by the organisation are:

  • Urinalysis
  • Complete blood count
  • Chest X-ray
  • Fecalysis
  • Complete physical examination
Individuals can bear the expense of these medical tests by choosing the pre-employment medical check-up package offered by Bajaj Finserv. The network discounts are applicable at Bajaj Finserv Health Prime Network. The customer can use these discounts multiple times with no limit on the maximum amount.

Contact Us

In case you have any queries about coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in.

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Subscribe Now