Adventure sports can be risky. With FlexiCare Group Insurance Policy – Adventure Sport Accident Cover from Manipal Cigna Health Insurance, one can avail coverage in case of an accident while performing adventure sport. The policy offers coverage for accidental hospitalization, accidental Death, permanent and partial disability up to Rs. 4 lakh.
|Option 1||Sum Insured||Option 2||Sum Insured||Option 3||Sum Insured|
|Accidental Hospitalization||Rs. 1 lakh||Accidental Hospitalization||Rs. 1 lakh||Accidental Hospitalization||Rs. 1 lakh|
|AD||Rs. 2 lakh||AD||Rs. 3 lakh||AD||Rs. 4 lakh|
|PTD||Rs. 2 lakh||PTD||Rs. 3 lakh||PTD||Rs. 4 lakh|
|PPD||Rs. 2 lakh||PTD||Rs. 3 lakh||PTD||Rs. 4 lakh|
|Premium||Rs. 584||Rs. 744||Rs. 899|
AD- Accidental Death PTD- Post Traumatic Disorder PPD- Permanent/Partial Disablement Eligibility: Persons between the age of 18 and 65 years can purchase this policy. The policy is valid for a period of 1 year.
|Nature of Permanent Partial Disablement||Percentage of the Sum Insured payable unless specified otherwise|
|i. Total and irrecoverable loss of sight in one eye||50%|
|ii. Loss of one hand or one foot||50%|
|iii. Loss of all toes - any one foot||10%|
|iv. Loss of toe great - any one foot||5%|
|v. Loss of toes other than great, if more than one toe lost, each||2%|
|vi. Total and irrecoverable loss of hearing in both ears||50%|
|vii. Total and irrecoverable loss of hearing in one ear||15%|
|viii. Total and irrecoverable loss of speech||50%|
|ix. Loss of four fingers and thumb of one hand||40%|
|x. Loss of four fingers||35%|
|xi. Loss of thumb- both phalanges||25%|
|xii. Loss of thumb- one phalanx||10%|
|xiii. Loss of index finger-three phalanges||10%|
|xiv. Loss of index finger-two phalanges||8%|
|xv. Loss of index finger-one phalanx||4%|
|xvi. Loss of middle/ring/little finger-three phalanges||6%|
|xvii. Loss of middle/ring/little finger-two phalanges||4%|
|xviii. Loss of middle/ring/little finger-one phalanx||2%|
|Nature of Permanent Total Disablement|
|Total and irrecoverable loss of sight in both eyes|
|Loss by physical separation or total and permanent loss of use of both hands or both feet|
|Loss by physical separation or total and permanent loss of use of one hand and one foot|
|Total and irrecoverable loss of sight in one eye and loss of a Limb|
|Total and irrecoverable loss of hearing in both ears and loss of one Limb/ loss of sight in one eye|
|Total and irrecoverable loss of hearing in both ears and loss of speech|
|Total and irrecoverable loss of speech and loss of one Limb/ loss of sight in one eye|
|Permanent, total and absolute disablement (not falling under any one the above) which results in the Insured Person being unable to engage in any employment or occupation or business for remuneration or profit, of any description whatsoever which results in Loss of Independent Living|
If the insured person suffers an injury due to an accident which results in PPD, the insured person will get coverage as to the percentage of sum insured as specified in the above table.
If the insured person suffers an injury due to an accident which results in PTD, then Insured Person will get paid to the percentage of sum insured as specified in the above table.
If during the Policy Year, the Insured Person suffers an Injury due to an Accident which results in PTD, then Insured Person will get paid to the percentage of Sum Insured as specified in the above table.
Expenses upto INR 4 lacs for Adventure Sport Accident (Death + Disablement) cover, provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor. The policy also offers coverage for all medical expenses incurred for Adventure Sport Accident (Death + Disablement) cover treatment, including the expenses incurred during the pre and post hospitalization period for a period of 5 days.T5
Click on ‘Apply Now’ button and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/whatsapp.
You can raise a claim by reaching out via one of the following ways:
In case you have any queries related to coverage, exclusions, or claims, please write to us at firstname.lastname@example.org .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”