Accidents can happen anytime, anywhere and to anyone. If they lead to severe injuries and hospitalisation, medical expenses can be very high.
Therefore, it is wise to have a comprehensive insurance policy that covers several costs related to accidental hospitalisation.
Bajaj Finance brings you FlexiCare Group Insurance Policy Accident Cover from Manipal Cigna Health Insurance. The plan covers expenses related to hospitalisation, doctor’s consultation, medicines and more. It also includes an allowance for home or vehicle modifications and medical appliances.
Type of cover |
Duration |
Sum insured up to |
||
Options |
||||
Accidental hospitalisation |
In-patient hospitalisation and day care |
Rs. 2 lakh |
Rs. 4 lakh |
Rs. 5 lakh |
Pre-hospitalisation |
5 days |
|||
Post-hospitalization |
5 days |
|||
Accident modification allowance |
NA |
|||
Accident medical appliances |
NA |
|||
Premium including GST |
Rs. 1839 |
Rs. 2259 |
Rs. 2464 |
Eligibility: You are eligible for this cover if you are between 18 and 65 years of age as on your last birthday.
Validity: 1 year
The plan covers hospitalisation expenses of up to Rs. 5 lakh after an accident, including during pre and post-hospitalisation periods of 5 days each. The diagnosis must be supported by an appropriate specialist doctor’s clinical confirmation.
The cost of conducting diagnostics tests are covered before, during and after hospitalisation (within the specified periods).
Doctor’s consultation charges pre-and post-hospitalisation are covered.
Expenses on medicines during, before and after hospitalisation are covered.
Treatment charges covered include the hospital room rent and charges on ICU, transfusion, doctor’s consultation, medicines and diagnostic tests.
The policyholder is eligible for a payout if an accident results in total or partial disablement, requiring them to modify their home or vehicle to adjust to the disablement. The payout will be as per the limits specified in the policy schedule.
The sum insured will be paid if a medical practitioner advises the policyholder to use appliances such as asthma pumps, blood glucose monitors, surgical stockings, CPAP devices (for sleep apnea), hearing aids, spinal support, knee braces, walkers, walking stick, nebulisers, catheters, thermometers, BP monitors, infusion pumps, digital fetal monitors, wheelchairs or crutches or if they need an artificial limb or prosthetic device.
Any accident due to adventure sports
*For the complete list of exclusions, please refer to the policy wordings.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
You can raise a claim by contacting the insurer in one of the following ways:
For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Aditya Birla Health Insurance Co. Ltd.Group Activ Health Policy, UIN: ADIHLGP21134V022021. Please refer insurer’s website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”