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Accidental hospitalisation: Animal attack cover

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Thousands of people die or are injured in animal attacks every year. Such encounters can require lengthy and expensive hospitalisation periods for life-saving treatments. A health insurance plan designed especially for animal attacks can be beneficial in such situations.

With Bajaj Finserv, you can avail of FlexiCare Group Insurance Policy Accidental Hospitalisation – Animal Attack (Domestic and Wild) from ManipalCigna Health Insurance. The policy provides up to Rs. 3 lakh for hospitalisation costs after an animal attack.

Plan details

Premium (Including GST)

Sum insured

Rs. 53

Rs. 1 lakh

Rs. 71

Rs. 2 lakh

Rs. 89

Rs. 3 lakh

Eligibility Criteria: Individuals in the 18-65 age group can apply for this policy.

Validity:1 year

What’s covered

  • Money-in-bank

    Hospitalisation expenses

    The plan covers medical expenses up to the maximum sum insured during a pre-and post-hospitalisation period of 10 days. A medical consultant must clinically confirm the diagnosis.

  • Money-in-bank

    Diagnostic tests

    Injuries caused due to animal attacks can be internal as well as external. In some cases, multiple diagnostic tests may be needed. The policy covers expenses on such tests before or during hospitalisation.

  • Money-in-bank

    Doctor’s fees

    You can claim expenses on doctor’s fees before, after and during hospitalisation.

  • Money-in-bank

    Medication

    You can claim all medical bills related to hospitalisation under this insurance cover.

  • Money-in-bank

    Treatment Charges

    Treatment charges that are covered include hospital room rent and expenses on ICU, blood transfusion, doctor fees, medicines and tests.

    Note: Animal attacks covered in the policy include those by mammals, reptiles, birds, fish and amphibians.

What's not covered

- Accidents or injuries connected to adventure sports
- Claims raised before 48 hours of continuous hospitalisation

For the complete list of exclusions, please refer to the policy wordings.

How to apply for domestic travel insurance online

1

Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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