Thousands of people lose their lives due to attacks from wild animals every year. Animal attacks can lead to long-term injuries that need an individual to be hospitalised for days and undergo critical treatments. It is under such situations that an accidental hospitalisation insurance cover can prove beneficial.
With Bajaj Finserv you can avail FlexiCare Group Insurance Policy Accidental Hospitalisation – Animal Attack (Domestic & Wild) from ManipalCigna Health Insurance and let your recovery be less stressful. The policy includes coverage up to Rs. 3 lakh for in-patient hospitalisation costs and pre/post hospitalisation costs after an animal attack.
Plan/ Membership Fee Details
|
Sum Insured |
Premium (Including GST) |
|
Rs. 1 Lakh |
Rs. 53 |
|
Rs. 2 Lakh |
Rs. 71 |
|
Rs. 3 Lakh |
Rs. 89 |
Eligibility Criteria: Those falling between the age group of 18-65 years can apply to this policy.
Plan Validity: The policy is valid for 1 year.
What's Covered
What's Covered
-
Hospitalization Expenses
All medical expenses incurred during the pre and post hospitalisation period for 10 days will be covered under this policy. The upper limit for the policy cover is Rs. 3 lakh, but all the diagnosis must be clinically confirmed by a medical consultant.
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Diagnostics test
The injuries caused due to animal attacks can be both internal and external and these lead to massive diagnostic tests, the cost of which is covered under the policy. Hence, the expenses incurred during any diagnostic tests before or during the time of hospitalisation are covered in the policy.
-
Doctor’s Fees
You can claim the expenses like doctor’s fees before, after and during hospitalisation under the insurance cover.
-
Medication
You can claim all the medicine bills related to hospitalisation under the insurance cover.
-
Treatment Charges
Expenses like rent for the hospital room, ICU, doctor’s fees, blood transfusion and tests are included in the insurance cover.
Note: Animal attacks covered in the policy include mammals, reptiles, birds, fish and amphibians.
What's not covered?
- The policy holder will have to wait for a period of 48 hours post hospitalisation to claim the cover. The reason being that the policy is applicable only after continuous 48 hours of hospitalisation.
*Please refer to the policy wordings for more details.
For list of exclusions, please refer to the policy wordings.
How to apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
- Insurer’s Email: servicesupport@manipalcigna.com
- Insurer’s Toll free number: 1800-102-4462
Contact Us
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”