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Accidental Hospitalization and Personal Protective Equipment (PPE) Cover

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As per a report published in the Hindustan Times, 1,584 people died in road accidents in Delhi alone in 2017 and the number went up to 1,690 in 2018. This number has increased with every passing year and that is where the need for an accidental hospitalization insurance cover comes in to cover for all the medical costs during critical moments like these. Additionally, a cover that provides PPE benefit is also needed if there is any loss of your protective equipment.

To provide you these benefits, Bajaj Finance brings to you FlexiCare Group Insurance Policy Accidental Hospitalization Benefit & Personal Protective Equipment (PPE) Benefit from Manipal Cigna Health Insurance, which offers benefits of Accidental Hospitalization & PPE with an amount insured of Rs. 10,000 & Rs. 5,000.

Plan/ Membership Fee Details

Sum Insured

Premium (Including GST)

Accidental Hospitalisation Cover

Rs. 10,000

Rs. 159

Personal Protective Equipment (PPE) Benefit

Rs. 5,000

Rs. 159

Eligibility Criteria: People in the age group of 18-65 years can apply to this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

  • Money-in-bank

    Accidental Hospitalization Benefit:

    In case an individual has to be hospitalized after an accidental injury, the insured person can avail the benefit of financial remuneration based on the sum insured under the policy guidelines. The sum insured will be paid in case of in-patient hospitalization. However, it is necessary that hospitalization or other medical treatment must occur during the tenor of the policy year.

  • Money-in-bank

    Personal Protective Equipment (PPE) Benefit:

    In case an individual meets with an accident and the injury caused results in the damage of one or more Personal Protective Equipment that belongs to the insured person, the sum insured will be given as specified in the policy guidelines towards the costs of Personal Protective Equipment damaged in the accident.

    To avail the benefit, PPE implies to any equipment that lessens the risk to an individual’s health and safety. These equipment include safety goggles, high visibility vests, work kneepads, tool vests to replace tool belts, safety boots, ear plugs or earmuffs, face masks, respirators, lead aprons and over the shoulder tool belts, safety boots, ear plugs or earmuffs, face masks, respirators, lead aprons and over the shoulder tool belts.

What's not covered?

- Accidents caused due to adventure sports, is not covered under this policy.
- Any prior disease

For list of exclusions, please refer to the policy wordings.

How to apply for domestic travel insurance online


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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