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Accidental Hospitalisation (Personal Vehicle) Cover

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A personal vehicle—two-wheeler or car—is most convenient when commuting in and around the city. However, accidents come unannounced, and one should be prepared for any contingencies. Hence, a personal accident cover is necessity.
With FlexiCare Group Insurance Policy – Accidental Hospitalisation (Personal Vehicle) from Manipal Cigna Health Insurance, you can avail coverage up to Rs. 3 lakh for accidental hospitalisation in case of injuries/accidents caused while travelling in your personal vehicle.

Plan Details

Premium amount in Rs. (including GST) Sum Insured Options (in Rs.)
Rs. 379 Rs. 1 Lakh
Rs. 409 Rs. 2 Lakh
Rs. 459 Rs. 3 Lakh
Eligibility Criteria: Person between 18 years and 65 years Policy/Cover tenor will be 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Hospitalisation Expenses

    The plan covers all medical expenses incurred for accidental hospitalisation treatment, including pre-hospitalisation and post-hospitalisation for a period of 10 days.

  • Money-in-bank

    Diagnostics test

    Cost of diagnostics test before (within the specified pre-hospitalisation period) or during the hospitalisation period will be covered under this plan.

  • Money-in-bank

    Doctor’s Fees

    Doctor’s fees before, during and after hospitalisation will be reimbursed up to the maximum sum insured.

  • Money-in-bank


    Expenses towards purchase of medicines related to hospitalisation will be covered.

  • Money-in-bank

    Treatment Charges

    Coverage against treatment charges including hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests will be provided.

What's not covered?

  • Any accident occurred due to adventure sports.
  • No pre-existing disease.

  • For list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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