A personal vehicle—two-wheeler or car—is most convenient when commuting in and around the city. However, accidents come unannounced, and one should be prepared for any contingencies. Hence, a personal accident cover is necessity.
With FlexiCare Group Insurance Policy – Accidental Hospitalisation (Personal Vehicle) from Manipal Cigna Health Insurance, you can avail coverage up to Rs. 3 lakh for accidental hospitalisation in case of injuries/accidents caused while travelling in your personal vehicle.
Plan Details
| Premium amount in Rs. (including GST) | Sum Insured Options (in Rs.) |
| Rs. 379 | Rs. 1 Lakh |
| Rs. 409 | Rs. 2 Lakh |
| Rs. 459 | Rs. 3 Lakh |
What's Covered
What's Covered
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Hospitalisation Expenses
The plan covers all medical expenses incurred for accidental hospitalisation treatment, including pre-hospitalisation and post-hospitalisation for a period of 10 days.
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Diagnostics test
Cost of diagnostics test before (within the specified pre-hospitalisation period) or during the hospitalisation period will be covered under this plan.
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Doctor’s Fees
Doctor’s fees before, during and after hospitalisation will be reimbursed up to the maximum sum insured.
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Medication
Expenses towards purchase of medicines related to hospitalisation will be covered.
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Treatment Charges
Coverage against treatment charges including hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests will be provided.
What's not covered?
- Any accident occurred due to adventure sports.
- No pre-existing disease.
For list of exclusions, please refer to the policy wordings.
How to Apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
You can raise a claim by reaching out via one of the following ways:
- Insurer’s E-mail – servicesupport@manipalcigna.com
- Insurer’s Toll free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”