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Adventure sports are packed with challenging activities that involve extreme risks. Covering oneself against these risks keeps one a step ahead and ensures adequate fund availability at the time of need.
To be prepared for such uncertain times, Bajaj Finserv brings to you FlexiCare Group Insurance Policy – Accidental Hospitalization (Including Adventure Sports) from Manipal Cigna Health Insurance. The coverage comes with a no waiting period offer and provides accidental hospitalisation including adventure sports benefit for sum insured up to Rs. 3 lakh.
Plan Details
| Premium Amount Including GST (Rs.) | Sum Insured Options (in Rs.) |
| Rs. 384 | Rs. 1 lakh |
| Rs. 509 | Rs. 2 lakh |
| Rs. 569 | Rs. 3 lakh |
What's Covered
What's Covered
-
Hospitalisation Expenses
All medical expenses incurred for accidental hospitalisation treatment, including pre and post hospitalisation period for 10 days will be covered in the plan. The claim for the sum insured will be valid if the diagnosis is supported by the clinical confirmation by an appropriate consultant.
-
Diagnostics test
Diagnostics test expenditure before (within the specified pre-hospitalisation period) or during the hospitalisation period is covered under this plan.
-
Doctor’s Fees
The plan covers the cost of the doctor’s fees before, during and after hospitalisation.
-
Medication
Medicines purchased related to hospitalisation are covered under the plan.
-
Treatment Charges
Hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests charges are included in the coverage.
Investigation and evaluation.
For list of exclusions, please refer to the policy wordings. List of non-payable expenses
|
1. Baby food |
35. Oxygen cyltnder (for usage outstde the hospital) |
|
2. Baby utilities charges |
36. Spacer |
|
3. Beauty services |
37. Spirometre |
|
4. Belts/ braces |
38. Nebulizer kit |
|
5. Buds |
39. Steam inhaler |
|
6. Cold pack/hot pack |
40. Armsling |
|
7. Carry bags |
41. Thermometer |
|
8. Email / internet charges |
42. Cervical collar |
|
9. Food charges (other than patient’s diet provided by hospital) |
43. Splint |
|
10. Leggings |
44. Diabetic foot wear |
|
11. Laundry charges |
45. Knee braces (long/ short/ htnged) |
|
12. Mineral water |
46. Knee immobilizer/ shoulder immobilizer |
|
13. Sanitary pad |
47. Lumbo sacral belt |
|
14. Telephone charges |
48. Nimbus bed or water or air bed charges |
|
15. Guest services |
49. Ambulance collar |
|
16. Crepe bandage |
50. Ambulance equipment |
|
17. Diaper of any type |
51. Abdominal binder |
|
18. Eyelet collar |
52. Private nurses charges- special nursing charges |
|
19. Slings |
53. Sugar free tablets |
|
20. Blood grouping and cross matching of donors samples |
54. Creams powders lotions (toiletries are not payable, only prescribed medical pharmaceuticals payable) |
|
21. Service charges where nursing charge also charged |
55. Ecg electrodes |
|
22. Television charges |
56. Gloves |
|
23. Surcharges |
57. Nebulisation kit |
|
24. Attendant charges |
58. Any kit with no details mentioned [delivery kit, orthokit, recovery kit, etc] |
|
25. Extra diet of patient (other than that which forms part of bed charge) |
59. Kidney tray |
|
26. Birth certificate |
60. Mask |
|
27. Certificate charges |
61. Ounce glass |
|
28. Courier charges |
62. Oxygen mask |
|
29. Conveyance charges |
63. Pelvic traction belt |
|
30. Medical certificate |
64. Pan can |
|
31. Medical records |
65. Trolly cover |
|
32. Photocopies charges |
66. Urometer, urine jug |
|
33. Mortuary charges |
67. Ambulance |
|
34. Walking aids charges |
68. Vasofix safety |
How to apply
1
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email.
Claim process
You can raise a claim by reaching out via one of the following ways:
- Insurer’s E-mail – servicesupport@manipalcigna.com
- Insurer’s Toll free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”