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Accidental Hospitalization Cover (Except Adventure Sports) Plan

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Accidental hospitalization can be a cause of financial worries. An insurance policy that covers any expenses incurred during these events can benefit you greatly. With FlexiCare Group Insurance Policy - Accidental Hospitalization Excluding Adventure Sports from Manipal Cigna Health Insurance offers in-patient, pre and post hospitalisation to offer complete financial support to the policyholder in case of an injury due to an accident covered under the policy.

Plan Details

Sum Insured up to

Premium (Incl. GST)

Rs. 2 lakh

Rs. 1,649

Rs. 4 lakh

Rs. 2,029

Rs. 5 lakh

Rs. 2,199 

Eligibility: You are eligible for the Accidental Hospitalisation Excluding Adventure Sports coverage between 18 and 50 years of age. The age is determined based on the last birthday. 

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accidental Hospitalization

    If the policyholder undergoes an injury due to an accident covered under the policy, which directly results in hospitalization, the sum insured will be paid in case of in-patient hospitalization. This sum is provided to avail medically necessary treatment of the policyholder. The injury must occur with the policy year. The date of hospitalization should be within the policy year. All medical expenses up to Rs. 5 lakh incurred for treatment, including the expenses during the pre and post hospitalization period for 5 days are covered under this cover. Expenses up to Rs. 5 lakh if the diagnosis is supported by the clinical confirmation by an appropriate medical practitioner.

  • Money-in-bank

    Diagnostics test

    Cost of conducting diagnostics tests before (within the specified pre and post-hospitalization period) or during the hospitalization period.

  • Money-in-bank

    Doctor’s Fees

    The doctor’s consultation fees before, during and after hospitalization.

  • Money-in-bank


    Expenses towards the purchase of medicines related to hospitalization.

  • Money-in-bank

    Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines, and tests.

What's not covered?

  • Any Pre-existing Disease
  • Any Accident except Adventure Sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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