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Accidents are unpredictable in nature and can seriously affect your budgets. With FlexiCare Group Insurance Policy - Accidental Hospitalization & Road Ambulance cover from Manipal Cigna Health Insurance, One can avail coverageforexpenses incurred by the during hospitalization and transportation to a medical facility via an ambulance.

Plan Details


Sum Insured up to

Premium Inc. GST

Accidental Hospitalisation Benefit

Rs. 10,000

Rs. 154

Accident Road Ambulance Benefit

Rs. 2,000

Eligibility: You are eligible for the Accidental Hospitalization & Road Ambulance coverage between 18 and 65 years of age. The age is taken as on the last birthday. 

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Accidental Hospitalization

    If the policyholder undergoes an injury due to an accident covered under the policy, which directly results in hospitalization, the sum insured will be paid in case of in-patient hospitalization. This sum is provided to avail medically necessary treatment of the policyholder. The injury must occur with the policy year. The date of hospitalization should be within the policy year.

  • Money-in-bank

    Accident Road Ambulance

    If the policyholder suffers an injury due to an accident covered under the policy and is transported by a registered healthcare or ambulance service provider for treatment in case of an emergency, the sum insured will be paid. Transportation must be necessary to the admission of the policyholder to the hospital. The sum insured is paid as per the policy schedule or certificate of insurance. The necessity of an ambulance must be certified by the treating medical practitioner.

What's not covered?

  1. Any pre-existing disease
  2. Any accident except adventure sports

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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