Hospitalisation can be taxing at times, especially if any illness requires a longer period of treatment. In such situations, home nursing care is the best bet. It allows a patient to recover from a surgery or critical illness fast and healthily at the comfort of their home.
With Bajaj Finserv you can avail the FlexiCare Group Insurance Policy – Accidental Hospitalisation Benefit & Home Nursing Cash Cover from Manipal Cigna Health Insurance and receive a coverage against hospitalisation and home nursing care. It offers a coverage for in-patient hospitalisation up to Rs. 50,000 and Rs. 1,500 per day till 15 days under home nursing cash.
Plan Details
| Premium Including GST (Rs.) | Sum Insured (Rs.) |
| Rs. 419 | Rs. 25,000 |
| Rs. 684 | Rs. 50,000 |
What's Covered
What's Covered
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Home Nursing Cash
In case the insured person met with an accident causing injury, further resulting in inability to perform activities of daily living, then coverage against expenses towards the qualified nurse arranged by the hospital to visit the patient’s home will be offered. The coverage will be provided as per the limits specified in the policy schedule/certificate of insurance.
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Accidental Hospitalisation Expenses
Medical expenses up to Rs. 50,000, provided the diagnosis is supported by the clinical confirmation by an appropriate consultant will be covered in this plan.
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Diagnostics test
Coverage against diagnostics test during the hospitalisation period will be given to the insured person.
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Doctor’s Fees
Doctor’s fees before and during hospitalisation will be covered under this plan.
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Medication
Medication Expenses towards purchase of medicines related to hospitalisation.
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Treatment Charges
Expenses for hospital room rent, ICU, blood transfusion, doctor’s fees, medicines and tests are covered.
What's not covered?
- Any Accident because of adventure sports.
- Any pre-existing disease.
- Insured cannot avail the benefit of Accidental Hospitalization & Nursing Home Cash before 72 hours of hospitalisation, as continuous hospitalization due to an accident is required for a minimum period of 72 hours.
For list of exclusions, please refer to the policy wordings.
How to Apply
1
Click on ‘Apply Now’ button and share your basic details in the online application form.
2
Check and confirm your application by entering the OTP received on your mobile number.
3
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
4
You will receive the details of your membership via email/whatsapp.
Claim process
You can raise a claim by reaching out via one of the following ways:
- Insurer’s E-mail – servicesupport@manipalcigna.com
- Insurer’s Toll free number – 1800-102-4462
Contact Us
In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”