When you need to undergo hospitalization unexpectedly due to an accident, having an immediate family member to support the patient can offer a considerable level of comfort and support. With an insurance policy that covers the traveling expenses to the hospital can be of great help in reducing your financial burden.
FlexiCare Group Insurance Policy - Accidental Disability, Modification, and Retraining expenses cover from Manipal Cigna Health Insurance Co. Ltd. offers coverage for expenses incurred during pre, and post-hospitalization (5 days) as well as the traveling expenses of an immediate family member to the hospital by one way airfare or one way first class railway ticket in a licensed common carrier. There is also a hospitalization cover under this policy.
Coverage |
Sum insured up to |
Accidental hospitalization |
Rs. 1 lakh |
Family transportation allowance cover |
Rs. 5000 |
Premium (including GST) |
Rs. 874 |
Eligibility: Individuals between the age of 18 and 65 years can avail this plan. The age is taken as on the last birthday.
Plan Validity: The plan is valid for a tenor of one year.
If during the policy year, the policyholder suffers an injury due to an accident caused by an event covered under the policy and directly results in hospitalization, the reasonable and customary charges will be paid. The payout is for hospitalization to avail medically necessary treatment of the policyholder, and the admission date is within the policy year.
The pre-hospitalization Medical Expenses will be paid immediately before the policyholder's date of hospitalization or daycare (if opted) up to the limits as specified in the policy schedule. The claim must be admissible under ‘accidental hospitalization cover,’ and the pre-hospitalization medical expenses are related to the same injury. The date of admission to the hospital for this coverage shall be the date of the policyholder's first admission in relation to any injury.
The post-hospitalization medical expenses will be paid post-discharge of the policyholder immediately from the hospital or daycare (if opted) up to the limits as specified in the policy schedule. The payout is eligible provided that a claim is admissible under ‘accidental hospitalization cover’ and the post-hospitalization medical expenses are related to the same injury.
The date of discharge from the hospital for this coverage shall be the date of the policyholder's last discharge from the hospital concerning any one injury.
If during the policy year, the policyholder suffers an injury due to an accident, covered under the policy and needs hospitalization in a hospital situated at a distance of at least 100 kilometer from their actual place of residence and the attending medical practitioner recommends the personal attendance of an immediate family member, the sum insured will be paid as specified in the policy schedule. This payout is towards the transportation of any one immediate family member to the place of hospitalization of the policyholder by one way airfare or one way first class railway ticket in a licensed common carrier.
*For a complete list of exclusions, please refer to the policy wordings.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
Check and confirm your application by entering the OTP received on your mobile number.
Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
In case you have any queries about coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in.
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.