Accidental Health & Complimentary benefit

Accidental Health & Complimentary benefit

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Introduction

Bajaj Finance brings to you FlexiCare Group Insurance Policy – Accidental Health & Complimentary Benefit Cover from Manipal Cigna Health Insurance, which offers coverage up to Rs. 20,000 for hospitalization and coverage up to Rs. 5,000 for complimentary health treatment.

Plan Details

Premium Sum Insured
Rs. 1844 Rs. 10,000
Rs. 3269 Rs. 20,000
Eligibility: Persons between the age of 18 and 65 years can purchase this policy.
Validity: The policy is valid for a period of 1 year.  

What's Covered

What's Covered

  • Money-in-bank

    Hospitalization Expenses

    Expenses up to Rs. 20,000 for accidental hospitalization are covered under the plan, provided the diagnosis is supported by the clinical confirmation by an appropriate consultant neurologist.

  • Money-in-bank

    Diagnostics tests

    The cost of conducting diagnostics tests before (within the specified pre-hospitalization period) or during the hospitalization period is covered under the plan.

  • Money-in-bank

    Doctor’s Fees

    Coverage for doctor’s fee can be availed before, during and after hospitalization.

  • Money-in-bank

    Expenses on medication

    Expenses towards purchase of medicines related to hospitalization are covered under the plan.

  • Money-in-bank

    Treatment Charges

    Treatment charges include hospital room rent, ICU, transfusion, doctor fees, medicines and tests.

  • Money-in-bank

    Complimentary Treatment Cover

    The insured person will get below complimentary benefits in case of illness/injury due to an accident if prescribed by a medical practitioner and opted under the policy:

    • Physiotherapy
    • Acupuncture
    • Acupressure
    • Chiropody
    • Chiropractic
    • Osteopathy
    • Homeopathy
    • Ayurveda

What's not covered?

  • Any illness or injury before 30 days of initial waiting period will not be covered.
  • Any pre-existing diseases

  • For list of exclusions, please refer to the policy wordings.

How to Apply

1

Click on ‘Apply Now’ button and share your basic details in the online application form.

2

Check and confirm your application by entering the OTP received on your mobile number.

3

Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

4

You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out via one of the following ways:

  • Insurer’s E-mail – servicesupport@manipalcigna.com
  • Insurer’s Toll free number – 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at pocketservices@bajajfinserv.in .

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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