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Travel (Domestic) - Accidental Death Benefit with Travel Permanent Total Disablement Benefit

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A total of 4,49,002 accidents were reported in 2019 in India which states the risk that road accidents can pose to one’s life. In situations like these having an insurance cover that provides Accidental Death benefits along with Travel Permanent Total Disablement Benefit can help in overcoming the financial stress in such events.

Therefore, to help you cover for such unforeseen events, Bajaj Finance brings to you FlexiCare Group Insurance Policy - Travel (Domestic) - Accidental Death Benefit with Travel Permanent Total Disablement Benefit from Manipal Cigna Health Insurance, which provides insurance benefit up to a sum insured of Rs. 500,000.

Plan details

Trip duration (in days)

Premium (including GST)

Sum insured


Rs. 73

Rs. 10,000


Rs. 184

Rs. 10,000


Rs. 290

Rs. 10,000


Rs. 503

Rs. 10,000


Rs. 821

Rs. 10,000

> 90 Days

Rs. 3,894

Rs. 10,000

Multi-trip (30-day limit/trip)

Rs. 1,165

Rs. 10,000

Eligibility: Those in the 18-65 age group can apply for this policy

Validity: 1 year

What's Covered

What's Covered

  • Money-in-bank

    Travel Accidental Death

    n case an insured individual meets with a fatal accident while on a Trip and loses his/her life, the sum insured will be paid as per the Policy Schedule / Certificate of Insurance.

    This Benefit shall be payable subject to the following:

    The Sum Insured shall be payable to the Insured Person’s nominee or the legal representative, as the case may be.

    All cover under the policy will be automatically terminated once the sum insured is paid by the insurer against the claim raised under the benefit.

  • Money-in-bank

    Travel Permanent Total Disablement (PTD)

    If an Insured Person suffers an Injury due to an Accident whilst on a Trip and that Injury solely and directly results in the Permanent Total Disablement of the Insured Person which is of the nature specified in the table below, the Sum Insured will be paid, as specified.

What's not covered?

- Any accident occurred as a result of an adventure sports activity.
- Any Pre-existing Disease

*Please refer to the policy wordings for more details.

For list of exclusions, please refer to the policy wordings.

How to apply for domestic travel insurance online


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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