Cancer claims the lives of millions worldwide every year. Therefore, it is prudent to have an insurance plan that keeps you financially prepared for such an eventuality. FlexiCare Group Insurance Policy – Accidental Death Cover with Cancer Cover from Manipal Cigna Health Insurance covers accidental death, disability and cancer.
Sum insured |
Age band |
Premium including GST |
Rs. 5 lakh |
18-35 |
Rs. 824 |
36-55 |
Rs. 2299 |
|
56+ |
Rs. 11264 |
Eligibility: Individuals between 18 and 65 can avail of the accidental death benefit with cancer cover.
Validity: 1 year
The sum insured will be payable if an injury caused directly and solely due to an accident results in the policyholder’s death.
The sum insured will be payable if an accidental injury leads to permanent total disablement.
The sum insured will be payable if an accidental injury leads to permanent partial disablement.
- Nature of permanent partial disablement |
Percentage of the sum insured payable unless specified otherwise |
i. Total and irrecoverable loss of sight in one eye |
50% |
ii. Loss of one hand or one foot |
50% |
iii. Loss of all toes – any one foot |
10% |
iv. Loss of toe great – any one foot |
5% |
v. Loss of toes other than great, if more than one toe lost, each |
2% |
vi. Total and irrecoverable loss of hearing in both ears |
50% |
vii. Total and irrecoverable loss of hearing in one ear |
15% |
viii. Total and irrecoverable loss of speech |
50% |
ix. Loss of four fingers and thumb of one hand |
40% |
x. Loss of four fingers |
35% |
xi. Loss of thumb – both phalanges |
25% |
xii. Loss of thumb – one phalanx |
10% |
xiii. Loss of index finger – three phalanges |
10% |
xiv. Loss of index finger – two phalanges |
8% |
xv. Loss of index finger – one phalanx |
4% |
xvi. Loss of middle/ring/little finger – three phalanges |
6% |
xvii. Loss of middle/ring/little finger – two phalanges |
4% |
xviii. Loss of middle/ring/little finger – one phalanx |
2% |
Nature of permanent total disablement |
Total and irrecoverable loss of sight in both eyes |
Loss by physical separation or total and permanent loss of use of both hands or both feet |
Loss by physical separation or total and permanent loss of use of one hand and one foot |
Total and irrecoverable loss of sight in one eye and loss of a limb |
Total and irrecoverable loss of hearing in both ears and loss of one limb/ loss of sight in one eye |
Total and irrecoverable loss of hearing in both ears and loss of speech |
Total and irrecoverable loss of speech and loss of one limb/loss of sight in one eye |
Permanent, total, and absolute disablement (not falling under anyone the above) which results in the insured person being unable to engage in any employment or occupation or business for remuneration or profit, of any description whatsoever, which results in loss of independent living |
Any pre-existing disease
*For the complete list of exclusions, please refer to the policy wordings.
Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.
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Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.
You will receive the details of your membership via email/WhatsApp.
For queries related to coverage, exclusions, or claims, please write to us at wecare@bajajfinserv.in
Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.