Accidental Death Cover

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Over 1.50 people lost their lives in more than 4.80 lakh road accidents that occurred in India in 2019. The ratio is alarming, so it is extremely necessary that one has an insurance policy for accidental death for a safer future of their loved ones. Injuries can be sudden and any loss of life due to such injuries are covered under insurance cover formulated to provide maximum benefits.

Therefore, Bajaj Finserv brings to you FlexiCare Group Insurance Policy - Accidental Death Benefit cover from Manipal Cigna Health Insurance, which ensures accidental death cover up to an insured sum of Rs. 3 lakh.

Plan/ Membership Fee Details

Sum Insured

Premium (Including GST)

Rs. 1 Lakh

Rs. 214

Rs. 2 Lakh

Rs. 404

Rs. 3 Lakh

Rs. 594

Eligibility Criteria: Anyone between the age group of 18-65 years can avail this policy.

Plan Validity: The policy is valid for a period of 1 year.

What's Covered

What's Covered

  • Money-in-bank

    Coverage against accidental death

    Accidental Death benefit implies that in case of a sudden accidental death or an injury that may lead to the demise of the policy holder within 365 days from the date of the accident, the insured sum will be paid to the survivor nominee.

What's not covered?

- Any Disease that the insured person already suffered from

Note: This is a one-time process and the cover once claimed is automatically terminated.

*For a full list of exclusions, please refer to the policy wordings.

For list of exclusions, please refer to the policy wordings.

How to apply


Click on ‘Apply Now’ button and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/whatsapp.

Claim process

You can raise a claim by reaching out to the insurer via one of the following ways:
  • Insurer’s Email:
  • Insurer’s Toll free number: 1800-102-4462

Contact Us

In case you have any queries related to coverage, exclusions, or claims, please write to us at
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCigna FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.”

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